Business Details
Private Real Estate Loans in Chino Hills, CA | Carbon Creek Funding
Carbon Creek Funding has established itself as a premier provider of private money loans for real estate investors across California. With over three decades of combined experience in real estate lending, our team specializes in delivering fast, reliable financing solutions tailored to both individual investors and commercial developers. Our asset-based lending approach prioritizes common-sense underwriting and sound investment principles, ensuring borrowers receive personalized service and transparent terms. We offer a comprehensive range of loan programs including fix & flip, construction, bridge, and rehab loans, designed to meet the unique needs of real estate professionals.Our commitment to innovation, structured product offerings, and direct-lending platforms has earned us a reputation as a trusted partner in the industry. By combining deep market expertise with a focus on client relationships, we empower investors to capitalize on time-sensitive opportunities while maintaining rigorous risk management standards. Our operations are licensed under California Bureau of Real Estate License #02039322, reflecting our adherence to regulatory compliance and professional excellence.
Services
Bridge Loans
Fix & Flip Loans
Construction Loans
Trust Deed Investments
Rehab Loans
Acquisition Funding
Cash-Out Refinancing
Investor Lending
Asset-Based Financing
Private Money Loans
Highlights and features
- We offer 30+ years of specialized real estate lending expertise.
- Our asset-based underwriting ensures transparent, risk-managed financing solutions.
- Licensed under California Bureau of Real Estate #02039322 for regulatory compliance.
- We provide personalized service with fast approvals and competitive rates.
- Our direct-lending platform supports both residential and commercial investors.
Services
Bridge Loans
Our bridge loans provide rapid financing for time-sensitive real estate opportunities. Designed for investors needing quick closings, these loans offer favorable terms and competitive interest rates ranging from 9% to 10%. The streamlined approval process ensures timely access to capital for property acquisitions and transitional investments.
Fix & Flip Loans
Specialized financing solutions for purchasing and renovating single-family and small multi-family properties. We provide high-leverage loans with competitive rates, supporting investors through the entire flip cycle from acquisition to resale. Our simplified loan process reduces closing timelines significantly.
Trust Deed Investments
Secure investment opportunities backed by California real estate collateral. Our trust deed programs offer annual yields starting at 8%, with priority positions in first-lien investments. Investors benefit from title insurance protection and structured repayment agreements managed through third-party servicers.
Construction Loans
Financing for new construction and major property renovations, covering up to 100% of construction costs. These loans support speculative home building and substantial property improvements with flexible terms tailored to project timelines and investor requirements.
Investor Lending
Comprehensive lending solutions for experienced real estate investors, including cash-out refinancing and acquisition funding. Our asset-based approach focuses on property value and investment potential rather than traditional credit metrics, enabling faster decision-making and customized loan structures.
People
John Harris
Investment Officer
With extensive experience in real estate finance, John Harris manages investment opportunities and loan transactions at Carbon Creek Funding. He specializes in connecting investors with secured lending options while maintaining strict risk management protocols.
Questions
What loan programs does Carbon Creek Funding offer?
We provide bridge loans, fix & flip loans, construction loans, rehab loans, and trust deed investment opportunities for California real estate investors.
How quickly can I get funded through Carbon Creek Funding?
Our streamlined approval process typically closes transactions within two weeks, with initial quotes available after a 5-minute consultation.
What are the minimum investment requirements for trust deeds?
Trust deed investments start at $100,000, with options to purchase whole or fractional interests in loan opportunities.
Are Carbon Creek Funding loans available for commercial properties?
Yes, we finance both residential and commercial investment properties with tailored loan programs for experienced developers.
How are Carbon Creek Funding loans secured?
All loans are secured by real estate collateral with title insurance protection. First-position trust deeds receive priority in repayment.
What underwriting criteria does Carbon Creek Funding use?
We focus on asset-based lending principles, evaluating property value, loan-to-value ratios, and investment potential rather than traditional credit metrics.
