This was my second experience in working with Mike Wright. First in buying my home and later taking equity on a refinance. Both experiences with Mike's firm were flawless thanks to his diligence and expertise. He turned over backwards to help me qualify for my loan. He always took my calls and showed genuine concern in getting me where I needed to be.
I highly recommend Mike and his efficient staff for getting you to your goal and I would certainly use his company again. Thanks Mike & staff. Michael Wright and his Team performed brilliantly. They were able to close a First and Second Loan in less than 14 days for a rental property in Mammoth. Michael's Team does all the heavy lifting.
I highly recommend Mike and his efficient staff for getting you to your goal and I would certainly use his company again. Thanks Mike & staff. Michael Wright and his Team performed brilliantly. They were able to close a First and Second Loan in less than 14 days for a rental property in Mammoth. Michael's Team does all the heavy lifting.
Services
About Us
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At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client's satisfaction is the #1 priority. United American Mortgage Co is a full servimortgage banker & brokerage company that is based in Irvine, CA.
Self-Employed
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The Perceived Problem: Self-employed mortgage applicants face greater obstacles in obtaining competitive financing. Many self-employed workers earn a good living, but without a regular paycheck to depend on, these workers might have a harder time proving their income than those who receive a W-2. This makes it more difficult to obtain a mortgage but buying a home with a mortgage is possible when you're self-employed.
Low Down Payment
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The Perceived Problem: Self-employed mortgage applicants face greater obstacles in obtaining competitive financing. We've all heard the conventional advice: Put down a 20 percent down payment when you buy a home. One of the easiest loans to qualify for with a low down payment is an FHA loan. The government doesn't fund the mortgage, but the Federal Housing Administration does back the loan.
Reverse Mortgages
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The Wright Team is committed to making sure you receive honest and accurate information about reverse mortgages so you can make an educated decision that's best for you. Here are some of the most common misconceptions about Home Equity Conversion Mortgages (HECMs)- also known as reverse mortgages- and the truth behind these myths:.
Construction Loan
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Whether you're building a new home or renovating an existing one, there's a lot that goes into construction. Which is why we make the entire financing process easy on you.*1. One time closing- interest only payments*2 during construction, permanent financing when construction is finished. Same initial interest rate*3 for construction and permanent financing, rate is set at closing.
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