Business Details
Your Trusted Partner for Financial Planning Solutions
Sutter Wealth Management has been delivering comprehensive financial solutions for over 35 years. Our team approach combines diverse expertise to create personalized strategies for clients navigating complex financial landscapes. We specialize in tax deferral strategies, including Delaware Statutory Trusts and Deferred Sales Trusts, while offering tailored financial, retirement, and estate planning services. With a commitment to proactive guidance, we help clients develop actionable plans aligned with their unique goals. Our seasoned advisors prioritize client relationships over transactional interactions, ensuring undivided attention from strategy development through execution.Recognizing the evolving challenges clients face, we anticipate needs and implement solutions to maintain financial stability. Backed by Kingswood U.S. and custodial services through Charles Schwab, we combine institutional resources with boutique-level personalization. Our heritage traces to Sutter's Fort history, symbolizing our enduring commitment to financial stewardship. We serve business owners, retirees, real estate professionals, and individual investors with customized portfolio management and active market monitoring. Our mission remains focused on empowering clients to achieve meaningful, purpose-driven financial futures.
Services
Tax Deferral Solutions
Delaware Statutory Trust
Deferred Sales Trust
Financial Planning
Estate Planning
Retirement Planning
Cash Management
Highlights and features
- We offer 35 years of experience in comprehensive wealth management solutions
- Our team includes CFP and CIMA certified financial advisors
- Specialized expertise in Delaware Statutory Trusts and tax deferral strategies
- Personalized financial planning tailored to individual client circumstances
- Proactive approach to addressing evolving financial challenges and opportunities
Associations and certifications
- FINRA
- SIPC
- SEC-registered RIA
Services
Delaware Statutory Trust
A Delaware Statutory Trust (DST) enables real estate investors to defer capital gains taxes through pooled real estate investments. This 1031 exchange solution allows fractional ownership in institutional-grade properties while maintaining IRS compliance. Our experts help clients execute DST tax deferral strategies tailored to their investment objectives and risk profiles.
Deferred Sales Trust
Deferred Sales Trust structures allow real estate investors to defer capital gains taxes by selling property to a third-party trustee. This solution provides flexible payment options and reinvestment opportunities while managing tax liabilities. We help clients implement customized trust arrangements that align with their long-term financial goals.
Financial Planning
Our comprehensive financial planning process analyzes cash flow, tax implications, and investment allocations to create personalized roadmaps. We address education funding, insurance needs, and distribution strategies across wealth creation, preservation, and transfer phases. Each plan adapts to clients' evolving life circumstances and financial objectives.
Estate Planning
We develop customized estate plans that coordinate with legal and accounting professionals to ensure smooth asset transitions. Our approach addresses wills, trusts, power of attorney documents, and tax-efficient distribution strategies. We help clients protect their legacy while minimizing administrative complexities for beneficiaries.
Retirement Planning
Our retirement planning evaluates current financial positions against future goals, incorporating investment management, Social Security optimization, and healthcare planning. We create personalized strategies that balance growth potential with risk management, helping clients achieve sustainable income streams throughout retirement.
People
Matthew Nadeau
Partner Wealth Advisor
With 20 years of asset management experience, CFP and CIMA professional Matthew Nadeau specializes in comprehensive financial strategies. He helps clients organize complex financial lives through customized investment solutions and retirement planning expertise.
Michelle Cavallero
Operations / Administrative Manager
Michelle Cavallero manages operational efficiency and client service coordination. Her administrative leadership ensures seamless delivery of wealth management services across multiple office locations while maintaining personalized client interactions.
Questions
What tax deferral strategies do you specialize in?
We specialize in Delaware Statutory Trusts, Deferred Sales Trusts, and Qualified Opportunity Zones for capital gains tax deferral.
What financial planning services do you offer?
We provide comprehensive planning covering retirement strategies, estate planning, cash management, and investment portfolio optimization.
How do you work with real estate investors?
We help real estate professionals implement tax deferral strategies while creating customized investment portfolios aligned with their financial goals.
What experience do your advisors have?
Our team includes CFP and CIMA certified professionals with combined decades of experience in wealth management and tax planning.
How are investment portfolios managed?
We create customized portfolios with active monitoring for market opportunities while maintaining tax-efficient investment strategies.
What areas do you serve?
We primarily serve clients in Sacramento, Roseville, and Walnut Creek, California with virtual consultation options available.
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