Business Details
27 Years
experience
Trusted Mortgage Solutions in Spokane
PMC Funding has been providing lending solutions for over 20 years, founded by Spokane resident Alan Hurd in 1999. Our team specializes in tailoring home loans to meet individual needs, operating across Washington, Idaho, and Montana. We prioritize understanding client requirements to deliver personalized mortgage options. Our mission focuses on simplifying the home-buying process through expert guidance and comprehensive loan solutions. With decades of combined experience, our licensed professionals are committed to empowering clients toward homeownership.We adhere to strict ethical standards, ensuring transparency and trust in every transaction. Our dedication extends beyond loans, as we actively support local communities through charitable partnerships. By leveraging our expertise in conventional, FHA, VA, USDA, and jumbo loans, we offer flexible financing options. Our approach emphasizes long-term relationships, prioritizing client satisfaction and financial well-being. Recognized for our commitment to excellence, we continue to serve as a trusted partner in the Pacific Northwest.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Details
- Year established: 1999
Highlights and features
- We offer 20+ years of mortgage expertise in the Pacific Northwest
- Our team provides personalized loan solutions tailored to individual needs
- Licensed professionals across Washington, Idaho, and Montana
- We guarantee transparent communication and ethical lending practices
- Active community investment through local charity partnerships
Services
Conventional Loans
Home loans conforming to Fannie Mae and Freddie Mac guidelines with fixed and adjustable rate options. Designed for borrowers seeking standard financing with competitive rates. Ideal for those with strong credit histories and stable income.
FHA Loans
FHA-insured mortgages requiring smaller down payments and offering flexible income criteria. Specifically designed for first-time homebuyers and those with moderate credit scores. Provides accessible homeownership opportunities with lower upfront costs.
VA Loans
Exclusive mortgage programs for eligible veterans featuring negotiable interest rates and no private mortgage insurance requirements. Honoring military service through specialized financing solutions with favorable terms and reduced closing costs.
USDA Loans
USDA-guaranteed loans for properties in designated rural areas. Offers 100% financing options with competitive rates to qualified buyers. Promotes homeownership in underserved communities through government-backed mortgage programs.
Jumbo Loans
Non-conforming mortgage loans for properties exceeding federal conforming loan limits. Tailored for luxury home purchases or high-value properties. Provides financing solutions for premium real estate investments with customized underwriting criteria.
People
Alan Hurd
Owner | Broker
Founder of PMC Funding with over two decades of mortgage industry experience. Licensed broker specializing in Pacific Northwest markets. Committed to ethical lending practices and community development through charitable initiatives.
Becky Mapston
Loan Officer | Branch Manager
Experienced mortgage professional with NMLS ID #1517052. Specializes in guiding clients through complex loan processes. Dedicated to providing personalized mortgage solutions while maintaining exceptional customer service standards.
Brad Lafferty
Loan Officer
Licensed mortgage expert with NMLS ID #1671065. Focuses on first-time homebuyer programs and investment property financing. Committed to educating clients about mortgage options and market trends.
Jeff Lafferty
Loan Officer
Veteran mortgage professional with NMLS ID #262558. Specializes in VA and USDA loan programs. Provides tailored financing solutions for military families and rural homebuyers across the Pacific Northwest.
Kalin Stocker
Loan Officer
Licensed mortgage advisor with NMLS ID #1483196. Expertise in jumbo loan programs and luxury home financing. Dedicated to helping clients achieve homeownership through innovative mortgage solutions and market analysis.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, USDA, and jumbo loan programs tailored to meet diverse homeownership needs.
Are you licensed to operate in multiple states?
Yes, we hold licenses in Washington, Idaho, and Montana with NMLS-registered professionals.
How can I start the mortgage application process?
Begin with our online quick apply feature or contact our Spokane office directly for personalized assistance.
Do you offer financing for first-time homebuyers?
Yes, we specialize in FHA loans and other programs specifically designed for first-time buyers.
What sets Pacific Mortgage Center apart from other brokers?
Our 20+ years of local expertise, personalized service approach, and community-focused business model distinguish us.
Can you help with mortgage refinancing options?
Yes, we provide comprehensive refinancing solutions to help clients reduce payments or access home equity.
