We offer industry most comprehensive document options for qualification. For applicants who may not have traditional income sources and cannot document income by tax returns, . Are you self-employed, your income is inconsistent, or insufficient due to large write offs? We can help. No tax returns required.
Self-employed applicants often have challenges. Buying your first home does not have to be complicated if you have the right lending partner. We have an experienced team of lending specialists. Conventional Conventional or Conforming loan available at Loan Direct with more flexibility than other lenders.
Self-employed applicants often have challenges. Buying your first home does not have to be complicated if you have the right lending partner. We have an experienced team of lending specialists. Conventional Conventional or Conforming loan available at Loan Direct with more flexibility than other lenders.
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About Us
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We are an omni-channel lending company striving to build a better way for our clients and products. We make sure you have the details you need to get the right solution based on your needs. We give you online tools to keep track of what we need from you, what we're working on and what's already done.
Conventional Loans
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Conventional or Conforming loan available at Loan Direct with more flexibility than other lenders. We use common sense approach to underwriting. A conventional loan is not associated with the FHA, USDA, or VA. It generally requires at least 5% down (though it can be as low as 3% for some buyers), but private mortgage insurance (PMI) is required for down payments of less than 20%.
FHA Loans
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Buying your first home does not have to be complicated if you have the right lending partner. We have an experienced team of lending specialists to help you navigate through. We offer wide range of loan products to choose from. Because FHA loans are insured by the Federal Housing Administration (FHA), it's easier to qualify for them.
VA Loans
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Buying your first home does not have to be complicated if you have the right partner. We have an experienced team of lending specialists to help you navigate through. We offer wide range of loan products to choose from. VA loans are designed specifically for military personnel both active and inactive.
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