Missy has been a great loan officer that made my loan process easy and simple. Her guidance and clairity in the whole process made us it easy and stress free. We can't thank you enough. My experience with park place Finacial and missy is the most greatest experience we had, being that we had 3 previous loan companies that couldn't deliver us a loan or even the guide us with a positive outcome.
Like getting this loan done in and in time. It took about 3 weeks to close. As a matter of fact we are set to close in a few days. Austin and his team did an amazing job for me. To start - he was able to help me get an offer on a property accepted for WELL below asking price because of the confidence him and the company brought to the table.
Like getting this loan done in and in time. It took about 3 weeks to close. As a matter of fact we are set to close in a few days. Austin and his team did an amazing job for me. To start - he was able to help me get an offer on a property accepted for WELL below asking price because of the confidence him and the company brought to the table.
Services
About Us
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A Good Mortgage Lender asks questions - and then uses your answers to find multiple mortgage options that make sense for your needs. A Good Mortgage Lender communicates well enough to explain everything in terms you can understand thoroughly. A Good Mortgage Lender works to find what's best for YOU, so you're comfortable with the terms of the mortgage.
Hard Money
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When other lenders are too rigid in their pre-qualifications, or are moving too slowly for your needs, Park Place Finance can step in to fill the gap. Put our speed, responsive service and simple hard money loan products to work for you. The hard money loan is designed to assist real estate investors who would like to close quickly on real estate purchase transactions, or to access existing equity on real estate already owned.
Conforming Loans
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A conforming loan is a mortgage loan that conforms to Fannie Mae and Freddie Mac guidelines. Conforming loans are part of each major loan program, including conventional loans and government-sponsored products like FHA loans, VA loans and USDA loans.
They're considered "conforming" because they conform to the loan limits that are set by the Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, organizations that buy mortgages from lenders.Conforming loans usually have lower interest rates than non-conforming loans because they are easily bought and sold on the secondary mortgage market, making them a less risky investment for lenders.
They're considered "conforming" because they conform to the loan limits that are set by the Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, organizations that buy mortgages from lenders.Conforming loans usually have lower interest rates than non-conforming loans because they are easily bought and sold on the secondary mortgage market, making them a less risky investment for lenders.
Jumbo Loans
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A jumbo (or non-conforming) mortgage is a home loan for an amount higher than [conforming loan] limits. As such, they are not eligible for government guarantees. Jumbo loans can be used for higher-priced properties, including luxury primary residences, second homes, and personal investment properties.
FHA Loans
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An FHA loan is a mortgage that's insured by the Federal Housing Administration (FHA). Typically, an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment (3.5%) and you can have less-than-perfect credit (credit scores as low as 580). Another advantage of an FHA loan is that the FHA allows you to have more monthly debt, which makes it easier to qualify.
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