Business Details
43 Years
experience
Your Trusted Partner for Pension Plan Administration Solutions
Pension Administration has specialized in pension plan administration for small businesses and self-employed individuals since 1983. Our team prioritizes precision and compliance, ensuring retirement plans meet IRS requirements while delivering personalized service. We administer defined contribution and defined benefit plans, including 401(k)s and Solo 401(k)s, with expertise in annual filings, ERISA bond compliance, and required minimum distribution management. Our experience spans decades of evolving pension regulations, providing clients stability and trust. We guide businesses through plan design, contribution structuring, vesting schedules, and distribution reporting.Our services include navigating IRS nondiscrimination tests, maintaining plan documents, and handling complex scenarios like mergers or divorces. We emphasize transparency in all administrative processes, from tax withholding on distributions to documentation of participant loans. Our focus remains on accurate, compliant administration rather than investment advice. Clients benefit from our deep understanding of IRS reporting requirements, including Form 5500 and 1099-R submissions. We serve as a reliable partner for businesses seeking expert pension administration without marketing hype.
Services
401(k) Administration
Defined Benefit Plans
Compliance Management
Annual Filings
Distribution Reporting
Details
- Year established: 1983
Highlights and features
- We have over 40 years of experience in pension plan administration since 1983
- Our team specializes in IRS compliance for retirement plans
- We provide personalized plan design and document maintenance
- We handle complex compliance requirements including ERISA bonds and RMDs
- Our services focus on accurate administration rather than investment sales
Services
401(k) Administration
We administer traditional 401(k) plans for businesses with employees. Our services include plan design, contribution tracking, nondiscrimination testing, and annual IRS filings. We ensure compliance with IRS requirements for employee eligibility, vesting schedules, and required minimum distributions. Clients receive support for both standard and safe harbor 401(k) structures.
Defined Benefit Plans
Our defined benefit plan administration serves high-income business owners seeking larger contributions. We handle actuarial calculations, funding requirements, and annual valuations. Services include compliance with ERISA bond requirements, participant communication, and IRS Form 5500 preparation. We specialize in maintaining complex pension structures for small businesses.
Solo 401(k) Services
We provide Solo 401(k) administration for single-member businesses and their spouses. Our services cover plan establishment, contribution limits, loan documentation, and annual reporting. We ensure compliance with IRS rules for self-employed individuals while maintaining simplicity in administration for business owners without additional employees.
Compliance Management
Our compliance services include nondiscrimination testing, ERISA bond maintenance, required minimum distribution calculations, and IRS reporting. We monitor changing regulations to keep plans current, handle Form 1099-R preparation for distributions, and ensure timely filing of annual Form 5500 submissions.
Annual Filings
We manage all annual reporting requirements including Form 5500 preparation, Schedule SB for defined benefit plans, and 1099-R distribution reporting. Our services ensure accurate tax withholding calculations and proper documentation of in-service distributions and participant loans.
Questions
What retirement plans do you administer?
We administer 401(k) plans, Solo 401(k)s, and defined benefit plans for small businesses and self-employed individuals.
How do you ensure IRS compliance?
We maintain plan documents, handle ERISA bonds, manage nondiscrimination testing, and prepare required IRS filings like Form 5500.
What services are included in annual administration?
Our annual services include contribution limit monitoring, distribution reporting, RMD processing, and Form 1099-R preparation.
Can you help with plan setup?
Yes, we assist with designing plans that meet business needs, including eligibility requirements and contribution structures.
Do you handle special situations like mergers?
We provide administrative support for complex scenarios including business mergers and participant divorces.
