Louie Wickett
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Louie Wickett
Mortgages made easy is key to my business. If someone wants to apply for their first mortgage, VA loan, FHA loan, or conventional mortgage; I want the process to be simple and smooth for them. Purchasing a home doesn't need to be intimidating or confusing. Everyone has questions during the home buying process, and while my first job is to be a mortgage lender you can trust, I also want to lay out a plan for your future homes purchases.

Does getting a fixed rate mortgage make sense for you based upon your goals? Can you utilize assistance programs that help first time home buyers qualify for a mortgage? How does current interest rates impact your mortgage payments? These are just a snapshot of the questions I help answer during our meetings as we lay out your plan and find the appropriate mortgage that matches your goals now and in the future.
Services
How Much House Can I Afford
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How much house can I afford is usually the first question people ask themselves when they start searching for homes in Urbandale. Our free mortgage calculator is a great way figure out how much house you can afford by adjusting either the purchase price or amount of your down payment to see how that affects your monthly payments.
Inflation In 2021
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You may have heard that inflation is on the rise - and that's important because inflation drives interest rates. You see, inflation erodes the buying power of the fixed return that a mortgage holder receives. So, in order to be compensated for that more rapid rate of erosion, interest rates oftentimes rise.
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