While we would all like to think that debt collectors, creditors and other lenders, credit reporting agencies, repossession companies, dealerships, auto manufacturers, companies that employ people, and other businesses will always take actions that are on the right side of the law, we find time and again that this is not always the case.
As a result, innocent consumers and individuals - who might not know all of their rights and legal protections that are afforded to them under the law - may find themselves in the middle of complex legal situations and in desperate need of help. At Rights Protection Law Group, PLLC, our main objective is simple: to try to protect consumers and individuals from predatory practices that violate people's legal rights.
As a result, innocent consumers and individuals - who might not know all of their rights and legal protections that are afforded to them under the law - may find themselves in the middle of complex legal situations and in desperate need of help. At Rights Protection Law Group, PLLC, our main objective is simple: to try to protect consumers and individuals from predatory practices that violate people's legal rights.
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About Us
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Rights Protection Law Group, PLLC, is located in Boston, Massachusetts, and was founded by its Managing Attorney, Kevin V. K. Crick, Esq. Kevin Crick founded the Firm wanting to start a practice where the best would be done to try to ensure that all clients' concerns were appreciated every step of the way, from the beginning of the process to the resolution of their respective claim.
Consumer Defense Against Collection Lawsuits
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Consumers who are sued by creditors and the debt collection law firms that they hire to file the lawsuits, have the right to defend themselves in court. In some select states, third-party debt collectors are allowed to file suit on behalf of their clients who they are collecting for.
State and federal laws provide the ability for consumers to defend themselves against lawsuits that are improperly or wrongfully filed against them, and to assert counterclaims against the companies that sue them.Some consumers who are sued do not even owe the alleged debt that is being asserted as being owed by them, as some consumers are the victims of identity theft.
State and federal laws provide the ability for consumers to defend themselves against lawsuits that are improperly or wrongfully filed against them, and to assert counterclaims against the companies that sue them.Some consumers who are sued do not even owe the alleged debt that is being asserted as being owed by them, as some consumers are the victims of identity theft.
Illegal Terms And Information On A Lease Agreement
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According to the CLA, a consumer lease is defined as a contract for the use of personal property by an individual that extends for a period of over four months. The contractual obligation of a consumer lease cannot be greater than $50,000 (adjusted annually for inflation). The main goal of the CLA is to make sure that consumers are given sufficient information when shopping for a lease.
Unauthorized Withdrawals and Improper Charges
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Both state and federal laws prohibit unauthorized withdrawals from being taken from your bank account or charges made to your credit card without your express consent having first been obtained for that to occur. Some laws require this consent to have first been obtained expressly in writing.
If it is not obtained prior to the withdrawals/charges, you might be entitled not only to the return of the illegally withdrawn or charged amounts but also to statutory damages and for your attorney's fees and costs to be paid.
If it is not obtained prior to the withdrawals/charges, you might be entitled not only to the return of the illegally withdrawn or charged amounts but also to statutory damages and for your attorney's fees and costs to be paid.
Payday Loan Scams
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Payday loan companies have regulations imposed on them in multiple states that these lending companies are required to follow. In Massachusetts, for example, any company giving out a consumer loan for $6,000 or less at an annual rate of more than 12% has to be licensed with the Massachusetts Division of Banks.
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