With over thirty years of experience each in the mortgage business, Mike & Sandy of Vision Home Loans bring to you a wealth of knowledge that is not available with most lender groups. We offer our personal guarantee that your private information and documents are safe and secure with us. At Vision Home Loans, you will be working directly with Mike or Sandy to complete your loan.
We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.
We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.
Services
Home Loans
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This is the "average" home loan chosen by borrowers with decent credit who have never served in the military (ex-military people would want to explore VA loans first). The upper limit for 2018 in El Paso County is $453,100 (other counties may be higher). At 80% loan to value (LTV) or less, there is no "mortgage insurance" You can take "cash out" to 80% LTV.
FHA And VA
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The Federal Housing Administration (FHA), which is a federal agency within the Department of Housing and Urban Development (HUD) is responsible for insuring FHA mortgages in Colorado. The FHA never loans money to borrowers, but rather offers protection via mortgage insurance against losses if the homeowners default on their mortgage loans.
Refinancing
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When you refinance your current mortgage it can reduce your monthly payment amount, provide cash from the equity, or shorten the term of your mortgage. Is refinancing your home worth your time? Contact us today so that you can visit with Sandy or Mike to have your home mortgage evaluated and discuss all of the options that are available to you.
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