Business Details
Commercial Financing Solutions in St. Paul, MN
Insight Commercial Capital is a St. Paul-based commercial financing provider dedicated to empowering businesses through tailored financial solutions. With a focus on personalized service, rapid approvals, and competitive interest rates, our team specializes in commercial real estate loans, SBA loans, invoice factoring, construction financing, equipment loans, and business lines of credit. As experienced loan brokers, we analyze each client's unique needs to identify optimal funding sources, negotiate favorable terms, and streamline the lending process while maintaining complete transparency.Our principal-led approach combines decades of commercial sales leadership with hands-on expertise in small business financing challenges. We maintain strong relationships with multiple funders to ensure access to diverse capital options, including agricultural financing and hard money loans. Our commitment extends beyond transactional relationships - we partner with clients to create strategic funding solutions that support their growth objectives while protecting their client relationships through our referral program.
Services
Business Loans
SBA Loans
Equipment Financing
Invoice Factoring
Construction Loans
Lines of Credit
Agricultural Finance
Hard Money Loans
Asset Based Loans
Highlights and features
- We customize financing packages to each client's unique business needs
- Our team delivers fast loan approvals to expedite your business goals
- We negotiate the lowest available interest rates for commercial borrowers
- We maintain relationships with multiple funding sources to expand your options
- Our brokers have decades of experience in commercial lending solutions
Services
Business Loans
We provide customized business loan solutions tailored to specific commercial needs. Our offerings include term loans, working capital financing, and growth capital for established businesses. Our brokers analyze each client's financial profile to identify optimal funding sources while negotiating favorable loan terms. This comprehensive approach ensures businesses access the most suitable capital solutions.
SBA Loans
Our SBA loan programs support small business expansion through government-backed financing options. Specializing in 7(a) and 504 loans, we assist with equipment purchases, real estate acquisitions, and operational expansion. Our team guides clients through the full SBA loan process from initial qualification to final funding, leveraging guaranteed programs for favorable borrowing terms.
Equipment Financing
We offer equipment financing solutions ranging from $50,000 to $50 million for business equipment purchases. This includes both new and used machinery financing with flexible repayment terms. Our programs feature streamlined approval processes and allow businesses to preserve working capital while acquiring essential operational assets through dedicated equipment loan programs.
Invoice Factoring
Our invoice factoring services provide immediate working capital for businesses with outstanding customer invoices. We offer accounts receivable financing, purchase order funding, and contract financing solutions. This cash flow solution converts outstanding invoices into immediate working capital through structured factoring arrangements that support business operations.
Agricultural Finance
We specialize in agricultural financing for farming operations, including equipment loans, land purchases, and crop production financing. Our programs support ranches, farms, and agricultural businesses with tailored loan structures. This includes specialized financing for livestock operations, farm equipment, and agricultural land development projects through dedicated agricultural financing programs.
People
Matt Knutson
Principal
Matt has 14+ years in commercial sales leadership and founded Insight Commercial Capital to help businesses overcome financing challenges. He applies his consultative approach to connect clients with tailored capital solutions.
Thomas O'Rourke
CMO
Former Wells Fargo Marketing Director with expertise in business development and client relationship strategies. Thomas brings extensive experience in financial services marketing and broker program development.
Darrick Brown
Senior Vice President
Former Wells Fargo commercial lending executive who established his own brokerage in 2007 after observing high loan rejection rates. He has helped hundreds of businesses from startups to Fortune 1000 companies secure capital.
Questions
What types of business loans do you offer?
We offer commercial real estate loans, SBA loans, equipment financing, invoice factoring, construction loans, agricultural financing, and hard money loans tailored to your business needs.
How quickly can I get approved for a business loan?
Our streamlined approval process typically delivers decisions faster than traditional lenders by working directly with multiple funding sources to expedite your financing.
What loan amounts are available through your programs?
Our financing options range from $50,000 to $50 million, with equipment financing and commercial real estate loans available in various amount tiers.
Do you work with start-up businesses?
Yes, we assist start-ups with financing options including SBA loans, equipment financing, and accounts receivable factoring solutions tailored to new businesses.
What areas do you serve?
While located in St. Paul, MN, we provide commercial financing solutions across Minnesota and can work with businesses requiring specialized loan programs nationwide.
