Business Details
Your Trusted Financial Planning Partner
At The Strategic Wealth Advisor, we specialize in helping clients navigate the complexities of financial planning with a focus on sustainable income and long-term security. With over 15 years of industry experience, our team prioritizes fiduciary responsibility, ensuring every strategy aligns with your unique goals. We address critical financial challenges such as tax reduction, market risk management, and retirement income planning. Our approach emphasizes simplicity and transparency, empowering clients to make informed decisions. We believe in building trust through personalized service and a commitment to lifelong learning.By addressing longevity risks and tax efficiency, we tailor roadmaps that evolve with your needs. Our clients benefit from a holistic review of investments, estate planning, and wealth conservation strategies. We collaborate with CPAs and attorneys to ensure comprehensive solutions, always prioritizing your financial well-being. Our proven process guides clients from goal setting to ongoing plan management, adapting to life's changes. This dedication to excellence and client-first principles defines our mission to transform financial futures.
Services
Investment Management
Tax Reduction Strategies
Retirement Planning
Family Wealth Transfer
Income Distribution
Market Risk Mitigation
Estate Coordination
Highlights and features
- We operate as fiduciaries, legally required to prioritize your financial interests.
- Specialize in tax-efficient strategies for retirement income preservation.
- Offer holistic planning addressing investments, estate needs, and long-term care.
- Combine 15+ years of expertise with continuous fiduciary process certification.
- Provide behavioral coaching to avoid emotional investment decision-making.
Associations and certifications
- CFP Board
- fi360 (AIF)
Services
Investment Management
We create customized investment portfolios aligned with your risk tolerance and financial goals. Our approach balances market opportunities with protection strategies to preserve capital. Regular reviews ensure your investments remain aligned with evolving objectives and market conditions while managing tax implications.
Tax Reduction Strategies
Our tax-focused planning identifies opportunities to minimize lifetime tax liabilities. We coordinate with CPAs to implement strategies for retirement account withdrawals, asset location, and tax-advantaged investments. This includes analyzing current returns to optimize future tax positioning.
Retirement Planning
We develop comprehensive retirement roadmaps addressing income needs through multiple life stages. Services include Social Security optimization, pension analysis, and creating sustainable withdrawal strategies to prevent portfolio depletion while maintaining desired lifestyles.
Family Wealth Transfer
Our wealth transfer strategies ensure efficient asset distribution to beneficiaries. We review estate documents, beneficiary designations, and titling while coordinating with attorneys to implement tax-efficient gifting and inheritance solutions.
Market Risk Mitigation
We help clients distinguish between market volatility and actual risk through diversified approaches. Services include behavioral coaching, protection strategies against corrections, and education about alternative investment risks versus rewards.
People
Nancy J Hite
Founder & Strategic Wealth Advisor
Certified Financial Planner with 15+ years experience. Specializes in fiduciary financial roadmaps addressing tax efficiency, retirement income, and wealth transfer for professionals and business owners.
Questions
What financial planning services do you specialize in?
We focus on retirement income planning, tax reduction strategies, investment management, and legacy planning tailored to healthcare professionals, business owners, and pre-retirees.
Are you legally required to act in clients' best interests?
Yes, as a CFP and AIF designee, Nancy Hite has fiduciary obligations requiring all recommendations prioritize client financial interests above all else.
How do you handle investment portfolio management?
We create customized portfolios based on goals and risk tolerance, using ongoing reviews to adjust strategies while emphasizing protection against market volatility.
What sets your retirement planning apart?
Our approach specifically addresses longevity risks beyond age 90, coordinating income strategies with tax efficiency and estate plans for comprehensive security.
Can you help with Social Security optimization?
Yes, we analyze claiming strategies to maximize lifetime benefits while considering tax implications and other income sources in your retirement plan.
What professional credentials do you hold?
Nancy Hite holds CFP, AIF, ChFC, CLU, and CWS certifications, demonstrating extensive training in financial planning, fiduciary processes, and tax-efficient strategies.
Reviews (3)
Linda Kaplan
Feb 02, 2019
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I had the great misfortune of dealing with Doug Sedlak, a financial advisor to this company. While it was in another context,he proved to be unethical & someone i would personally not recommend dealing with in any context.
Yana Campany
Dec 27, 2018
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I have been working with Nancy and have found her to be extremely helpful in meeting our financial goals. If you are looking for an honest well informed advisor I highly recommend The Strategic Wealth Advisor.
Dennis Barnish
Jan 19, 2017
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No matter what or how much your financial situation is at this moment,
we all need to plan for our future. Nancy is the professional that can help and guide you to where you need to create that light at the end of your financial tunnel.
we all need to plan for our future. Nancy is the professional that can help and guide you to where you need to create that light at the end of your financial tunnel.
