With over 20 wholesale lenders, he takes pride in being able to offer you some of the lowest rates nationwide! Your loan process will be simple, straightforward and fast. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, you will choose with knowledge and confidence.
Whether you are a first time home buyer or purchasing your dream home, Bruce will help you find the right financing solutions to meet your needs. A smart buyer is an informed buyer. FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.
Whether you are a first time home buyer or purchasing your dream home, Bruce will help you find the right financing solutions to meet your needs. A smart buyer is an informed buyer. FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.
Services
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The Bruce Jenkins - Excel Financial Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Types Of Loan Programs Fixed vs Adjustable
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One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan. Fixed-Rate Mortgage: Unlike an adjustable-rate mortgage the interest rate is set at the time you take out the loan and will not change. These loans are the most common mortgage loans in today's market.
Conventional Loans
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Conventional loans are the most widely used mortgage loans in the market. They are also called conforming loans because they adhere to the guidelines set by Fannie Mae and Freddie Mac, quasi-government institutions. As a result of this government backing, they offer the lower interest rates that most people are familiar with.
Jumbo Loans
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Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. Typically Jumbo Loans require a higher down payment than traditional loans.
Professional Success Center
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We seek to build lasting partnerships with our Recommended Professionals. We want to help ALL of our professional partners do more business. We will increase your referral and lead generation efforts by promoting your business through our marketing channels. All we ask in return is that you help our business grow too.
Reviews (3)
Ryan Jenkins
Dec 06, 2020
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Mike Wenzler
Dec 14, 2019
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Naomi Rutkey
Aug 15, 2019
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Bruce is great to work with in all aspects. He is extremely knowledgeable and patient with those that are not, like me! I had so many questions and long conversations with him to understand my home loan and he was always willing and available to talk. Bruce is very responsive to emails as well. I learned so much from him while purchasing my home and it was my 3rd mortgage!! I did not feel like he was trying to make a quick sale like previous companies I’ve worked with. He is honest and will do what’s best for his client. I trust Bruce and plan to work with him in the future.
