The Allen Harmon & Kozhuharov Insurance Agency offers the following insurance products: home, auto, business/commercial, farm, fire, life, workers compensation, motorcycle, boat, umbrella, flood, renters, collector/classic/antique auto, trucking and transportation, contractors, automotive manufacturing, pet insurance and bonds.
We are happy to serve the communities of Battle Creek, Springfield, Calhoun County, Marshall, Augusta, Galesburg, Kalamazoo, Kalamazoo County, Portage, metro-Detroit, and also the states of Illinois, Indiana, Minnesota, Tennessee and Florida. We are an independent agency dedicated to our clients. Our philosophy is to offer you the most valuable services possible to properly protect your family and assets.
We are happy to serve the communities of Battle Creek, Springfield, Calhoun County, Marshall, Augusta, Galesburg, Kalamazoo, Kalamazoo County, Portage, metro-Detroit, and also the states of Illinois, Indiana, Minnesota, Tennessee and Florida. We are an independent agency dedicated to our clients. Our philosophy is to offer you the most valuable services possible to properly protect your family and assets.
Services
About Us
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To continue growth and diversity, Deyan Kozhuharov started the Kozhuharov Insurance Agency as a subsidiary of the Allen Harmon Insurance Agency. The office was established in 2008, in Rochester, MI. We are committed to the principles of treating our clients with fairness and respect.
We strive to educate insurance prospects and clients alike about the potential risks unique to them individually, and the products that are available to secure them from financial loss.It is our commitment to serve all members of our community with expertise and financially sound insurance products.
We strive to educate insurance prospects and clients alike about the potential risks unique to them individually, and the products that are available to secure them from financial loss.It is our commitment to serve all members of our community with expertise and financially sound insurance products.
Business & Commercial
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Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury. Property Damage coverage for the physical damage to property of others or the loss of use of that property. Products-Completed Operations provides liability protection (damages and legal expenses up to your policys limit) if an injury ever resulted from something your company made or service your company provided.
Homeowners
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Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy.
Automobile
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Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Motorcycle
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Why do you need insurance for your motorcycle? You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
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