Business Details
19 Years
experience
Expert Financial Advisory Services in San Rafael, CA
Stewart Wealth Management is dedicated to crafting low-cost, durable, and tax-efficient portfolios tailored to each client's unique financial goals. Our approach prioritizes long-term predictable outcomes through proactive ETF strategies and diversified asset allocation models designed to navigate changing markets. With over 24 years of experience, we specialize in minimizing volatility, taxes, and fees while incorporating private real estate investments for high-net-worth clients. Our core/satellite portfolio management combines exchange-traded funds with income-producing index funds to build stable foundations, complemented by sector-based satellite positions for enhanced diversification. We emphasize tax-saving strategies through qualified retirement plans and offer comprehensive financial planning, including Monte Carlo simulations to assess retirement outcomes.Since 2007, our partnership with Charles Schwab Institutional has ensured reliable trade execution and back-office support, while our fiduciary fee-only structure fosters transparent, long-term client relationships. Our team of seasoned professionals brings decades of combined experience in financial planning, risk management, and client relations, serving clients with a focus on disciplined, goal-based investing. We specialize in consolidating complex investment portfolios and guiding clients through unpredictable market conditions with expertise in stock and bond markets, real estate, and private credit. Our commitment to transparent communication and client-centric service has made us a trusted partner for accredited investors seeking $500,000+ minimum investment strategies.
Services
ETF Strategies
Real Estate Investments
Private Equity
Private Debt
Retirement Planning
Tax-saving Strategies
Portfolio Management
Wealth Management
Financial Planning
Asset Allocation
Details
- Year established: 2007
Highlights and features
- We offer over 24 years of experience in financial advisory services.
- Our fiduciary fee-only structure aligns with client interests.
- We implement patented core/satellite portfolio management strategies.
- Our team includes certified financial planners with 25+ years of experience.
- We maintain institutional partnerships with Charles Schwab since 2007.
Services
Core/Satellite Portfolio Management
Our core/satellite strategy combines ETFs and index funds for stable foundations with sector-based satellites to enhance diversification. This approach seeks consistent performance through non-correlating assets while maintaining low turnover. Ideal for clients seeking balanced growth with controlled volatility.
Private Real Estate Investments
We offer private real estate equity investments focusing on multi-family properties across suburban US markets. These strategies provide tax-deferred income potential and inflation protection through buy-and-hold apartment complexes managed by specialized partners. Suitable for accredited investors seeking alternative asset exposure.
Private Debt Funds
Our private debt funds provide access to non-bank loans for businesses through specialized credit vehicles. Accredited investors gain exposure to high-income opportunities with eight diversified funds focused on private credit markets. This alternative financing solution complements traditional investment portfolios.
Retirement Planning
We deliver comprehensive retirement planning with projections showing future cash flow and Monte Carlo simulations to assess outcome probabilities. Our strategies consider client goals through asset accumulation or distribution phases, planning for 100+ year lifespans with tax-efficient qualified plans.
Tax-saving Strategies
Our tax-saving strategies include customized retirement accounts and partnerships with third-party administrators for complex pensions. We focus on minimizing tax liabilities during market transitions and optimizing tax-deferred growth opportunities for long-term wealth preservation.
People
Ben Stewart
President, Chief Investment Officer
Ben Stewart has 24 years of financial advisory experience. He founded Stewart Wealth Management in 2007 after seven years as Vice President at Wachovia Securities, specializing in investment simplification and wealth building.
Jared Barnecut
Certified Financial Planner
Jared Barnecut joined in 2007 with expertise in comprehensive financial plans. He earned CFP certification in 2012 after seven years at Ameriprise Financial, focusing on diverse client needs with dual degrees in Finance and Accounting.
David Wolfensperger
Certified Financial Planner
David Wolfensperger brings 25+ years of financial industry experience, including positions at Charles Schwab and UBS. His approach emphasizes client trust through collaborative financial pathfinding grounded in risk management expertise.
Jesse Beisler
Client Relations & Accounting
Jesse Beisler has 27 years of client relations experience. He joined from MP May Inc. where he managed 1,200 nonprofit clients. As founder of a fallen first responders charity, he prioritizes client satisfaction with a service-first mindset.
Heather Stewart
Project Manager
Heather Stewart transitioned from elementary education to project management in 2004. She coordinates account setups, reviews, and compliance while supporting client relations with organizational expertise developed through teaching and financial services.
Questions
What investment strategies do you use?
We employ ETF strategies, core/satellite portfolio management, private real estate investments, and private debt funds tailored to individual client goals.
What is the minimum account size?
Our minimum investment requirement is $500,000 for new clients seeking customized wealth management solutions.
Do you offer retirement planning?
Yes, we provide comprehensive retirement planning including cash flow projections, Monte Carlo simulations, and tax-efficient retirement accounts.
What sets you apart from other firms?
Our fiduciary fee-only structure, 24+ years of experience, institutional partnerships, and access to alternative investments differentiate our approach.
How are your investment decisions made?
Decisions are based on client-specific goals, tax efficiency, volatility management, and diversified allocation across traditional and alternative asset classes.
Do you work with out-of-state clients?
Yes, while based in California, we serve accredited investors nationwide through virtual consultations and digital portfolio management tools.
