As our highest yield savings option, First Internet Bank's Money Market Savings account earns 0.50% APY - more than 5x the national average!* The minimum average daily balance to avoid a fee for a Money Market Savings account is $4,000. Rates are subject to change. Fees may reduce earnings on the account.
Interest earned assumes entire amount remains on deposit. When we began more than 20 years ago, our founder (a small business owner) had an innovative idea. A financial institution that lived entirely online - entirely mobile - but still offered the same products and services as traditional brick and mortar banks.
Interest earned assumes entire amount remains on deposit. When we began more than 20 years ago, our founder (a small business owner) had an innovative idea. A financial institution that lived entirely online - entirely mobile - but still offered the same products and services as traditional brick and mortar banks.
Services
About Us
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Since 1999 we have been dedicated to finding a better way to bank. And in 1999, that meant doing what had never been done before. So, our founder, David Becker had a radical notion. He decided to create a bank that lived entirely online. From its inception at David's kitchen table, First Internet Bank has been driven by an entrepreneurial spirit.
Personal
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From checking accounts and CDs to high-yield savings and money market accounts we offer a wide range of personal banking solutions that fit your needs. You can access them with just a few simple taps through our mobile app (it's easy to download too). From checking accounts to CDs and high-yield savings and money market accounts we offer a wide range of personal banking solutions that fit your needs.
Business
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It's not business, it's personal. We get it. Because when it comes to your business it's always personal. That's why we focus on providing commercial banking products and services that deliver the best financing solutions to meet your unique needs. When it's time to grow, we provide customized solutions on business lines of credit, term loans, credit cards and owner-occupied real estate.
Savings & Money Market Accounts
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First Internet Bank's Money Market Savings account earns 0.50% APY - more than 5x the national average!* The minimum average daily balance to avoid a fee for a Money Market Savings account is $4,000. Rates are subject to change. Fees may reduce earnings on the account. Interest earned assumes entire amount remains on deposit.
Checking & Debit
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A checking account that's virtually everywhere with features that protect your most valuable asset, time. A bank at your fingertips? Some say we were on to something when we started online banking more than 20 years ago. All of the online checking account tools and services needed to be one of the Best Checking Accounts of 2021.
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