Business Details
11 Years
experience
Your Trusted Partner for Real Estate Investment Loans
Trust Deed Capital, Inc. has established itself as a premier hard money lender specializing in real estate investment financing. With a focus on residential, fix-and-flip, buy-and-hold, and commercial properties, our team brings decades of combined experience in originating, underwriting, and managing privately funded loans. We serve investors, borrowers, brokers, and realtors by providing competitive rates, low fees, and expedited closings that save clients time and money. Our staff comprises seasoned mortgage professionals and experienced real estate investors who understand the complexities of distressed property acquisitions and renovations. We maintain rigorous business standards including independent appraisals, hazard insurance requirements, and title insurance protections to ensure secure investments for our clients.Through our streamlined loan process, we deliver conditional approvals within 24-48 hours and fund transactions within 7-10 business days. Our commitment to exceptional customer service extends throughout the entire loan lifecycle, from initial application to final servicing. As a California Bureau of Real Estate licensed broker, we operate with full transparency and ethical standards that have earned us industry recognition. Our expertise in market analysis and property valuation helps investors make informed decisions about purchase prices, holding times, and exit strategies. With operations in California and Tennessee, we continue to expand our reach while maintaining personalized service for every client.
Services
Fix and Flip Loans
Buy and Hold Loans
Commercial Property Loans
Purchase Loans
Refinance Loans
2-Year Loans
3-Year Loans
5-Year Loans
Investor Loans
Private Money Loans
Details
- Year established: 2015
Highlights and features
- We have funded hundreds of real estate transactions since 2015
- Our process delivers loan approvals within 48 hours
- We offer fixed rates starting at 7.5% with no prepayment penalties
- Our team includes experienced mortgage professionals and real estate investors
- We maintain rigorous business standards with independent appraisals and title insurance
Associations and certifications
- California Bureau of Real Estate
- NMLS
Services
Fix and Flip Loans
Our fix-and-flip loans help investors purchase distressed properties for renovation and resale. These short-term loans provide quick access to capital with flexible terms. Our experienced team guides investors through the entire rehab process.
Buy and Hold Loans
Buy-and-hold loans support investors acquiring properties for long-term rental income. We offer competitive rates and terms up to 5 years. Our financing helps build sustainable real estate portfolios with cash flow potential.
Commercial Property Loans
Commercial property loans finance non-residential real estate investments. Our program accommodates various property types with tailored underwriting. We help investors capitalize on commercial opportunities with expedited funding.
Purchase Loans
Purchase loans enable investors to acquire new properties quickly. Our streamlined process secures funding within 7-10 business days. We specialize in competitive rates for time-sensitive real estate deals.
Refinance Loans
Refinance loans allow property owners to access equity for additional investments. Our cash-out options support portfolio expansion. We offer flexible terms for restructuring existing debt obligations.
Questions
How long does it take to close a loan?
Our average closing time is 10-15 business days, with potential for 3-day closings when all documentation is provided.
What property types do you fund?
We fund residential, fix-and-flip, buy-and-hold, and commercial properties but do not lend on vacant land.
What loan terms do you offer?
We offer terms from 6 months to 5 years with fixed rates starting at 7.5% and no prepayment penalties.
Do you provide proof of funds letters?
Yes, we issue Letters of Interest showing prequalification status upon application review.
What states do you operate in?
We currently provide loans in California and Tennessee.
What collateral requirements do you have?
All loans require real estate collateral with minimum 80% loan-to-value ratios.
Reviews (2)
Sandie R.
Feb 21, 2018
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I am a veteran escrow officer of more than 30 years and I have worked with hundreds of loan companies. Let me tell you that this team is fantastic!!! I have had the pleasure of working with Bergen Meyer and she rocks the free world!! Her communication throughout the deal was perfect! She is detailed. She is nice and it was my complete pleasure to work with her on the sale escrow transaction. They do refinancing too! Look no further than Trust Deed Capital and Bergen Meyer for your lending needs!!!!!
Poptronic A.
Feb 28, 2017
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I just funded two (2) consecutive transactions with Matt & Ken Meyer at Trust Deed Capital, we closed both of them in approximately five (5) business days!!! Amazing work! I highly recommend them, especially for Fix & Flips.