Southern Home Loans is a leader in the home loan industry. We provide our customers with simple methods of finding their best home loan solutions. Whether you're looking to buy a new home or get a reverse mortgage to help you make ends meet, we've made the application and qualifying process easier than it's ever been before.
By streamlining the online application process, we've made it possible for you to apply for a home loan and be on your way in a matter of minutes. Because we're experienced experts in the home loan industry, we've been able to develop all of the best tools to help our customers get the loans they need without any of the headaches or uncertainty that often comes with trying to close on a loan.
By streamlining the online application process, we've made it possible for you to apply for a home loan and be on your way in a matter of minutes. Because we're experienced experts in the home loan industry, we've been able to develop all of the best tools to help our customers get the loans they need without any of the headaches or uncertainty that often comes with trying to close on a loan.
Services
About Us
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Southern Home Loans was founded in 2006. Our goal is to give each of our customers the lowest possible rates and the best home loan options around, while also providing them with a personalized experience. We work for you to ensure that you're always happy with your home loan by providing you with a number of options that cater to your specific needs and abilities.
I Want More Info On Down Payment Assistance
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This program is designed to make purchasing a home more affordable for home buyers by providing home buyers with affordable interest rate mortgage loans and down payment and closing cost assistance. Mortgage loans in this program are available on a first-come, first-serve basis. The home buyer may choose between a Conventional, VA-guaranteed, FHA-insured, or USDA-RD 30-year fixed rate mortgage.
Construction Loans
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Make your new home happen with a construction loan from Southern Home Loans. We offer excellent interest rates so that you can affordably construct the home that you have wanted your whole life. Construction-to-permanent loans are essentially two loans in one. It is a loan for the construction of your home that then automatically gets converted into a mortgage the moment you move in.
30 Year Fixed Mortgage
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If you're looking for a consistent interest rate with the same payments every month, then a 30-year fixed mortgage from Southern Home Loans is for you. This is the choice that you want to make if you're planning on living in your home for at least seven years. If you're planning on moving in less than seven years, then it will probably be cheaper for you to use a stable-rate loan.
15 Year Fixed Mortgage
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If you want constant rates without any sort of hassle in setting up a 15 year fixed mortgage, you've come to the right place. The 15 year loan offers lower interest rates than the 30 year, but it does require a higher monthly payment. The 30-year mortgage does allow you to make smaller payments, but you'll pay more interest for a longer period of time.
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