Allied Pacific Financial

We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. Stephanie was born in Washington state.

Pre-qualification occurs before the loan process actually begins, and is usually the first step after initial contact is made. Here at Allied Pacific Financial we can either sit down with you in person or we can discuss different options with you over the phone.

In the initial conversation we will gather information about your income, debts, and future goals; from there we will be able to make a determination about how much of a loan or interest rate you may be able to afford.With a variety of different loan programs available in the mortgage markets we can usually find a program that fits what you are looking to achieve.

A low cost refinance is essentially a loan transaction in which the lender or broker pays settlement costs, including typical lender fees such as processing, underwriting, appraisal, and loan origination points. If you plan on moving or upgrading to a more expensive home in just a few years, or if you're the type who refinances often, paying upfront costs for a lower interest rate will probably be a losing endeavor.

FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934. Loans must meet certain requirements established by FHA to qualify to be insured by FHA.

VA loans are guaranteed loans made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The VA loan program was part of the GI Bill which was signed into law by President Franklin D. Roosevelt.