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Trusted Mortgage Services in Lyndora, PA
HTS Mortgage is a dedicated mortgage company committed to helping families, individuals, and businesses achieve their financial goals through tailored loan solutions. With a focus on customer satisfaction, we offer a wide range of mortgage products, including home purchase loans, refinancing options, construction financing, and commercial lending. Our team of experienced professionals works diligently to ensure every client receives personalized guidance, leveraging their expertise to navigate the complexities of the mortgage process.

Licensed in Pennsylvania, Florida, and Ohio, we pride ourselves on maintaining the highest standards of professionalism and ethical practices while delivering competitive rates and exceptional service.
Services
Home Mortgage Home Equity Home Refinance Construction Loans Commercial Lending
Highlights and features
  • Experienced loan professionals with tailored solutions
  • Licensed in Pennsylvania, Florida, and Ohio for broader service capabilities
  • Competitive rates and low fees across all mortgage products
  • Personalized guidance throughout the entire loan process
  • Proven track record of client satisfaction and successful loan closings
What people say
Exceptional service Helped understand options Treated like family Prompt communication Streamlined loan process
Services
Home Mortgage
Our home purchase loans provide tailored financing options for first-time buyers, vacation homes, or upgrades. With flexible terms including fixed and adjustable rates, we ensure competitive pricing. Our experienced team guides clients through every step, from pre-approval to closing, ensuring a smooth and transparent process.
Home Equity
Access the value of your home equity through fixed-rate loans designed to consolidate debt or fund projects. We help homeowners assess their equity and structure payments for predictable financial planning. Our specialists ensure clear terms and competitive rates, maximizing benefits from your home's current market value.
Home Refinance
Reduce monthly payments, shorten loan terms, or access cash with our refinance options. We offer fixed-rate and adjustable-rate mortgages tailored to current market conditions. Our no-cost or low-cost refinancing plans help clients capitalize on declining interest rates efficiently and affordably.
Construction Loans
Finance new homes or renovations through streamlined construction loans with one-time closing to avoid multiple closings. We provide interest-only lot loans up to 10 acres, simplifying the building process. Our team coordinates with contractors to ensure timely disbursements and seamless transitions to permanent financing.
Commercial Lending
Support business growth or startup ventures with customized commercial loans. Our specialists deliver swift decision-making and tailored financial solutions for expansion, major purchases, or operational needs. Leveraging local market knowledge, we structure loans aligned with diverse business objectives and industry requirements.
Questions
What types of mortgage loans do you offer?
We provide home purchase loans, refinancing, equity loans, construction financing, and commercial lending with fixed or adjustable rates tailored to client needs.
Can I refinance if rates haven't dropped significantly?
Yes, our low-cost refinancing options make it beneficial even with moderate rate reductions, ensuring affordable upgrades to your loan terms.
Do you offer construction loans for custom homes?
Yes, we provide one-time close construction loans that convert to permanent financing, simplifying the building process with reduced closing costs.
In which states do you operate?
We are licensed in Pennsylvania, Florida, and Ohio, serving clients across these states with localized expertise and competitive rates.
How do I apply for a mortgage?
Start by filling our online form or contacting Brian Erdos directly. We'll guide you through document submission, pre-approval, and closing steps.