ZINC Auto Finance, Inc. is an auto sale finance company specializing in non-prime automobile contracts. We purchase retail installment sales contracts (RISC) from Independent and Franchised dealers, who have non-prime consumers purchasing new and pre-owned automobiles. ZINC Auto Finance, Inc. has a well established reputation for funding those hard to place contracts.

We are a lender with our own capital which allows quick funding providing dealers with the liquidity they need to operate their business. Our goal is to provide funding in as little as 48 hours which allows our dealers to focus their attention on their business. Based in Fresno, California we underwrite, approve and service our own auto receivables.

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Services

Dealers

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Welcome to our dealer portal, where our dealers can locate important dealer related documents. If there are any issues retrieving documents please contact us at 559-323-6422 and ask for Angelica. We are committed to our local community and our customers' needs when it comes to borrowers with challenged credit.

Faq

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In accordance with your contract, you must make your payments on time to the scheduled due date you agreed on when signing your paperwork. For any reason that you are unable to meet that specified date of your payment, please contact our office and our customer service department will be glad to assist you in any way to resolve your problem.

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ZINC Auto Finance, Inc. provides customer's multiple options for making their required payment. Choose the option that best fits your needs. ZINC Auto Finance, Inc DOES NOT ACCEPT CASH PAYMENTS IN OUR OFFICE under any circumstances. Payments made through website or other electronic 3rd party vendors may take up to one business day for payment posting.

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Have an issue with a financial product or service? We take such concerns very seriously and will evaluate every complaint or feedback submission we receive within an appropriate timeline, typically within 15 days. We expect to close most matters within 60 days, except the most complicated matters.

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