Heston & Heston is a bankruptcy law firm based in Orange County and Riverside County. Our bankruptcy lawyers help people obtain debt relief through Chapter 7 and 13 bankruptcy. Benjamin Heston was an amazing attorney. I went into my bankruptcy blinded and had no idea what I was doing. It was because of his patience and guidance I was able to understand the whole process and move forward.
From the moment you walk into the door and greeted by the secretary to the moment. Ben is a super nice guy and knows his stuff. Not judgmental at all, which when you're having these kind of troubles is very important. He made everything simple including payment options. I am glad I was able to locate him because I lost a retainer to another lawyer on Indiana in Riverside who shall.
From the moment you walk into the door and greeted by the secretary to the moment. Ben is a super nice guy and knows his stuff. Not judgmental at all, which when you're having these kind of troubles is very important. He made everything simple including payment options. I am glad I was able to locate him because I lost a retainer to another lawyer on Indiana in Riverside who shall.
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About Us
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Heston & Heston is a bankruptcy law firm with offices in Irvine and Riverside where we represent the people and businesses of Orange, Riverside, and San Bernardino Counties. All three of our attorneys are certified bankruptcy specialists through the California State Bar Board of Legal Specialization and the American Board of Certification.
Practice Areas
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Everyone's situation is different. The attorneys at Heston & Heston know the ins and outs of all aspects of consumer bankruptcy law. No matter how simple or complex your situation might be, we can handle it and we will make sure you can afford it. Chapter 7 is the most common form of bankruptcy which allows an individual or married couple quickly discharge their debts, usually within 4 to 6 months.
Chapter 7 Bankruptcy
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Experienced attorneys from Heston & Heston are here to help you file bankruptcy through Chapter 7 in Riverside & Orange County, CA to get a fresh start. Chapter 7 bankruptcy is the most common chapter to file under as it usually results in the discharge of most or all debts with cases lasting between 4 to 6 months while retaining all of your property through the use of exemptions.
Chapter 13 Bankruptcy
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Experienced attorneys from Heston & Heston are here to help you file bankruptcy through Chapter 13 in Riverside & Orange County, CA to get a fresh start. Chapter 13 bankruptcy is also referred to as "reorganization" since it allows for debts to be paid back on different terms that would be possible outside of bankruptcy.
Means Test
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In 2005, the Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) which made major changes to the Bankruptcy Code. One key addition to the Code was the implementation of the "Means Test" which was intended to prevent high income individuals from filing under Chapter 7, and instead forcing those people into a Chapter 13 repayment plan for 5 years.
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