Business Details
Your Trusted Financial Partner in Alpharetta, GA
At North Georgia Wealth Advisors, we are committed to reducing the financial stress that causes unnecessary anxiety and strains relationships. Our mission is to guide individuals through life's unpredictable transitions with tailored solutions, acting as fiduciaries who prioritize your interests. With over 100 years of combined experience, our team of certified professionals offers holistic financial planning, investment management, and legacy consulting.We emphasize education, transparency, and long-term relationships, ensuring clients understand every step of their financial journey. Our independence allows us to avoid proprietary products, focusing instead on strategies aligned with each client's unique goals, whether in retirement planning, tax optimization, or estate preservation.
Services
Financial Planning
Retirement Strategies
Legacy Consulting
Investment Management
Risk Assessment
Tax Optimization
Highlights and features
- We act as fiduciaries, always prioritizing client interests above our own.
- Our team combines 100+ years of experience in personalized financial planning.
- We provide holistic wealth management tailored to life's complex transitions.
- Our independence ensures unbiased recommendations free from proprietary products.
- We focus on educating clients to make informed decisions about their futures.
Associations and certifications
- FINRA
- SIPC
Services
Financial Planning
Our financial planning service creates comprehensive strategies tailored to your unique life goals and concerns. We evaluate your current financial situation, identify gaps, and develop actionable plans addressing retirement, education funding, risk management, and legacy creation. Our advisors combine technical expertise with clear communication to help clients understand complex concepts and make confident decisions aligned with their values and aspirations.
Investment Management
We offer customized investment strategies utilizing both traditional and alternative asset classes to optimize returns while aligning with your risk tolerance. Our approach incorporates endowment-style allocations and risk alignment tools to ensure portfolios match clients' comfort levels. Regular monitoring and rebalancing maintain strategic consistency while adapting to changing market conditions and personal circumstances throughout the investment lifecycle.
Retirement Planning
This specialized service addresses retirement concerns through comprehensive income strategies and risk mitigation techniques. We analyze Social Security optimization, pension considerations, and withdrawal strategies while preparing clients for unexpected challenges like long-term care needs. Our goal is to ensure confidence and financial security throughout retirement years through ongoing education and adaptive planning.
Legacy Consulting
Our legacy consulting helps clients define and implement their wealth transfer goals while minimizing tax implications. We collaborate with legal and tax professionals to create coordinated plans addressing wills, trusts, and beneficiary designations. By incorporating values-based decision-making frameworks, we ensure the legacy you leave reflects both financial intentions and personal principles.
Risk Assessment
We employ specialized tools to evaluate clients' risk tolerance and compare it with actual portfolio exposure. This service identifies discrepancies between perceived and actual risk levels, enabling adjustments that better align investments with individual comfort zones. Our approach combines behavioral finance insights with quantitative analysis to create portfolios that clients can maintain through market cycles.
People
Stephen P. O'Neil
CFP Advisor
Stephen O'Neil brings decades of experience in financial planning, specializing in retirement income strategies and legacy development. He combines technical expertise with a personal approach to client education.
Kevin J. Murphy
CFP Advisor
Kevin Murphy focuses on holistic wealth management, leveraging extensive experience in investment strategy and risk management to help clients navigate complex financial decisions with confidence.
Terry Dunn
CFP Advisor
Terry Dunn specializes in guiding professionals through pre-retirement planning, using his decades of experience to create tailored solutions for wealth preservation and intergenerational transfers.
William N. Keen
Advisor
William Keen offers expertise in comprehensive financial planning, holding multiple certifications including ChFC and CLU to support clients' long-term wealth objectives.
Nicole Clement
Operations Manager
Nicole Clement oversees firm operations, ensuring efficient delivery of services while maintaining the high standards of client experience that define North Georgia Wealth Advisors.
Questions
What services does North Georgia Wealth Advisors offer?
We provide comprehensive financial planning, investment management, retirement strategies, legacy consulting, and risk assessment services tailored to individual client needs.
How are you different from other financial advisors?
We combine fiduciary responsibility with personalized education, using holistic planning methods and independent strategies instead of proprietary products.
Do you work with clients outside Georgia?
While our offices are in Georgia, we serve clients nationally through virtual meetings and remote financial planning services.
How do you handle investment risk?
We use risk alignment tools and endowment-style allocations to ensure portfolio strategies match clients' comfort levels and financial objectives.
What financial planning process do you use?
Our process follows five stages: Discover, Evaluate, Create, Implement, and Review to ensure comprehensive, ongoing financial guidance.
Can you help with retirement income planning?
Yes, we specialize in creating sustainable retirement income strategies that address Social Security optimization, tax considerations, and longevity risks.
