Business Details
Your Trusted Mortgage Broker in Nashville, TN
At Equity Plus Mortgage, we understand that owning a home is one of life's most significant investments. With decades of combined experience in residential mortgage lending, commercial lending, and financial services, our team specializes in providing flexible mortgage solutions tailored to individual needs. We serve clients across the State of Tennessee, offering a range of programs for first-time homebuyers, refinancing, debt consolidation, and investment properties. Our founder, Eric B. Walker, brings over 29 years of industry expertise and a deep commitment to community development through faith-based lending initiatives. We prioritize personalized service, ensuring clients receive guidance that aligns with their unique financial situations.Our approach emphasizes transparency, accessibility, and education through free financial seminars and consultations. With specialized programs for excellent, good, fair, and poor credit customers, we strive to make homeownership achievable for all. Our staff maintains active involvement in professional organizations like the Tennessee Association of Mortgage Brokers and Nashville Urban Bankers Association. Clients benefit from our network of lending partners and non-qualified mortgage options for complex financial scenarios. We are dedicated to helping clients build long-term financial security through responsible home financing solutions.
Services
FHA Loans
VA Loans
Refinancing
Commercial Real Estate Loans
Cash-Out Loans
Investment Property Financing
Debt Consolidation Mortgages
First-Time Homebuyer Programs
Self-Employed Mortgage Solutions
Bank Statement Programs
Highlights and features
- We offer specialized mortgage programs for all credit types
- Our team has 29+ years of local mortgage lending experience
- We provide free financial education and consultation services
- We have access to non-Qualified Mortgage lending networks
- We serve the entire State of Tennessee with personalized support
Associations and certifications
- NMLS - National Mortgage Licensing System
Services
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payments and flexible credit requirements. Ideal for first-time buyers and those with limited credit history, these government-backed mortgages offer competitive interest rates. Our specialists guide applicants through the complete process from documentation to closing.
VA Loans
VA loans offer exclusive benefits to military service members, veterans, and eligible surviving spouses. We facilitate zero down payment options and simplified qualification processes for these specialized mortgages. Our team understands the unique needs of service communities and provides dedicated support throughout Tennessee.
Refinancing
Our refinance programs help homeowners reduce monthly payments, shorten loan terms, or access home equity. Whether seeking cash-out refinancing for debt consolidation or rate-and-term adjustments, we analyze each client's financial position to identify optimal solutions for long-term savings.
Commercial Real Estate Loans
We specialize in financing solutions for commercial property acquisitions and investments. Our programs support purchases of office spaces, retail centers, and multi-family dwellings with tailored terms for varying credit profiles. Clients benefit from our expertise in complex loan structuring and business development financing.
Cash-Out Loans
Cash-out refinancing options allow homeowners to leverage property equity for major expenses. We offer competitive rate programs for debt consolidation, home improvements, or investment opportunities while maintaining strict adherence to responsible lending practices that protect clients' long-term financial interests.
People
Eric B. Walker
President
Eric B. Walker has 29+ years of experience in mortgage lending and financial services. A graduate of Tennessee State University with banking academy training, he has held executive roles in commercial and retail banking, managed real estate portfolios, and led state mortgage associations.
Questions
What mortgage loan types do you offer?
We provide FHA, VA, conventional, cash-out, refinance, commercial real estate, and self-employed mortgage options to meet diverse financial situations.
Can I qualify with poor credit?
Yes, we specialize in mortgage programs for excellent, good, fair, and poor credit customers with customized solutions for improving homeownership accessibility.
How does the mortgage application process work?
Start by scheduling a free consultation, then complete our online application process with support from our licensed team throughout underwriting and closing stages.
Do you offer free financial consultations?
Yes, we provide complimentary consultations and educational seminars focused on mortgage readiness and responsible homeownership planning.
What areas do you service?
We serve all Tennessee residents with in-person consultations available in the Nashville metropolitan area and remote support statewide.
