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Many of our loan officers are current or former CPAs or financial planners so the perspective we share is professional and more comprehensive than you'll find elsewhere. Many mortgage companies offer conventional or jumbo mortgages. At Signet we've chosen to become experts in reverse mortgages and renovation lending as well.
Many of our loan officers are current or former CPAs or financial planners so the perspective we share is professional and more comprehensive than you'll find elsewhere. Many mortgage companies offer conventional or jumbo mortgages. At Signet we've chosen to become experts in reverse mortgages and renovation lending as well.
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Loan Officers
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Clay Selland founded Signet Mortgage Corporation in 2002. Clay holds a real estate broker's license and is a Certified Public Accountant (California). He began his financial career as a CPA with a national CPA firm, and has held senior finance and strategy roles with Longs Drug Stores, Cost Plus World Market and several other start-up retailers.
Signet Staff
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You will absolutely love working with the team at Signet Mortgage Corporation. Signet Mortgage is small enough that anyone in the office can get an answer to your question. We utilize a shared email for the entire Team so that we can be sure to get on your request immediately. Mary has 38 years of experience in retail banking, mortgage and customer service.
Boise, Idaho Branch
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Welcome to Signet Mortgage Northwest Branch Office located in the Bown Crossing area of Boise, Idaho! I and most of our brokers are former CPAs. We aren't afraid to analyze options, do the research and take you where you want to be. Speaking of options, here are some of the settings where we can really shine - see if anything fits you or someone you know and tell them you know just the guy to take care of them.
Reverse Mortgage
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The Legal Beagles wanted me to add this disclaimer. The examples I reference in this short video are examples of clients we have worked with over the past few years. I've not attempted to update the numbers to reflect current rules, interest rates or principal limit factors- all of which impact the amount of proceeds from a reverse mortgage.
Home Equity Conversion Mortgage HECM
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The HECM reverse mortgage program continues to evolve and adjust to ensure it will meet the needs of Seniors in their retirement. The upfront mortgage insurance is now 2% for all loans, and the annual mortgage insurance on outstanding balances is reduced to 0.500%. The mortgage insurance benefits the homeowner in the event the loan balance at payoff were to be more than the future value of the home.
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