Current mortgage rates based on $350,000 purchase price, 720 credit score, owner occupied, US Citizen or Perm Resident alien. Please contact us for credit scores below 720 or other programs. Our office originates residential mortgages exclusively in Colorado! We strive to exceed customer expectations and always work diligently to close loans in a timely manner.
We offer incredibly low interest rates and minimal fees. We're able to pass down wholesale rates that we receive from our investors to our clients. We offer Conventional, FHA, VA, USDA, debt consolidation and loans for self-employed borrowers. Visit the Mortgage Programs page to compare loan options.
We offer incredibly low interest rates and minimal fees. We're able to pass down wholesale rates that we receive from our investors to our clients. We offer Conventional, FHA, VA, USDA, debt consolidation and loans for self-employed borrowers. Visit the Mortgage Programs page to compare loan options.
Services
Our Company
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We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs on the market. Besides having aggressive rates, we also offer no-cost mortgages which will help you maintain more equity in your home if you're refinancing and less money down if you're purchasing.
Client Reviews
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Real reviews from real clients! Thank you everyone who took the time to leave a review. This business can be difficult sometimes but we try our best to be sensitive to our clients needs and work hard to make sure the loan process goes as smoothly as possible. This is my second time working with Igor & Trust Home Loans and I would NEVER consider working with anyone else.
Cash-out Mortgage
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If you currently have an FHA, CHFA, conventional or VA loan, you can use the equity in your home to pay off debts such as a car loan, credit cards, student loans or misc debts. By rolling high interest rate debt into a low interest rate 30 year mortgage, a homeowner can easily save $500-$1,000 per month.
Colorado DACA Mortgage
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The Deferred Action for Childhood Arrivals Program, known as DACA is a program that protects undocumented individuals in the U.S. The purpose of DACA is to protect eligible immigrants who came to the US when they were children from deportation. DACA gives young undocumented immigrants protection from deportation and the opportunity to receive a work permit.
Mortgage Rates
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Basically it comes down to how much profit a mortgage company is making. Mortgage rates are essentially based on the US bond market(typically 10 year bond). Mortgage companies mark up these rates depending on their profit margin needs. This is why most smaller local companies or brokers tend to be more competitively priced.
Reviews
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