Hi, my name Michael and I'm the owner. I starting Axent Funding in 2002 to help people get the Lowest Rates and closing costs in Utah. Our fees are 25% lower than our competitors and we don't charge any processing or junk fees resulting in lower rates and closing costs for you. We can close a loan in 3 weeks or less.
We serve all of Utah from St George to Salt Lake City to Logan. You'll be glad you did. We are a Utah Mortgage Broker. We offer standard Conventional, FHA, Utah Housing / No Down Payment, VA, USDA, Jumbo Loans and Home Equity Lines. We also have niche loan products for Condotel, One-Time Close Construction, Home Remodel, Reverse Mortgage and Debt Consolidation.
We serve all of Utah from St George to Salt Lake City to Logan. You'll be glad you did. We are a Utah Mortgage Broker. We offer standard Conventional, FHA, Utah Housing / No Down Payment, VA, USDA, Jumbo Loans and Home Equity Lines. We also have niche loan products for Condotel, One-Time Close Construction, Home Remodel, Reverse Mortgage and Debt Consolidation.
Services
About Us
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Welcome to Axent Funding, where we specialize in residential mortgages. At Axent Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Purchase
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Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout this site you will find information that will help you with the purchase of your new home.
Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month.A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent.
Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month.A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent.
Refinance
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1. Get cash out to do a remodel, pay off debts, or get cash to increase your savings. 2. Refinance from a 30 year loan to a 25, 20, 15, or 10 year term at lower rates and pay off your mortgage faster. 3. If rates are favorable, refinance into a lower interest rate and put more money into your pocket each month.
FHA Loans
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An FHA (Federal Housing Administration) loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won't have to write off a loan if the borrower defaults - the FHA will pay. FHA loans are not for everybody. Nevertheless, they are a great help to some borrowers.
Utah Housing
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Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process.
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