Business Details
49 Years
experience
Emergency
services
Your Trusted Insurance Partner in Beaufort, SC
Since 1977, Lowcountry Insurance has been a trusted independent insurance agency serving families and businesses in coastal South Carolina. Our team prioritizes personalized service, leveraging relationships with over 200 top-rated insurance carriers to provide tailored coverage solutions for personal, commercial, and life insurance needs. We combine local expertise with national resources through our affiliation with Correll Insurance Group, ensuring competitive pricing and comprehensive protection.With decades of experience in risk management and a commitment to ongoing professional development, we advocate for clients by curating programs that align with their unique requirements. Our dedication to community, transparency, and client education has solidified our reputation as Beaufort's premier independent insurance provider.
Services
Auto Insurance
Homeowners Insurance
Flood Insurance
Commercial Insurance
Workers Compensation
Cyber Liability
Life Insurance
Umbrella Policies
Business Interruption
Risk Management
Details
- Year established: 1977
Highlights and features
- We offer personalized insurance solutions tailored to coastal South Carolina's unique risks.
- Our team has 45+ years of local insurance expertise since 1977.
- We represent 200+ top-rated insurance carriers for comprehensive coverage options.
- Our staff maintains industry certifications and participates in ongoing professional development.
- We provide 24/7 emergency insurance support for urgent client needs.
Associations and certifications
- Trusted Choice
What people say
Personalized service
Local expertise
Competitive rates
Quick claims process
Knowledgeable staff
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses' physical assets, liability exposures, and operational continuity. Our offerings include property insurance, liability coverage, cyber liability protection, and workers' compensation policies tailored to South Carolina businesses. With access to multiple carriers, we help clients secure competitive rates while ensuring adequate protection against industry-specific risks.
Flood Insurance
Specialized flood insurance policies address coastal South Carolina's unique flood risks. We offer coverage through the National Flood Insurance Program (NFIP) and private carriers to protect residential and commercial properties. Our experts help clients understand flood zone requirements and secure appropriate coverage limits for buildings and contents against water damage from hurricanes and storm surges.
Homeowners Insurance
Customizable homeowners insurance policies protect primary residences against common perils like fire, wind, and theft. We offer standard coverage with optional endorsements for high-value items, additional living expenses, and liability protection. Our agents help clients determine appropriate coverage limits based on property value and replacement costs while ensuring compliance with mortgage requirements.
Risk Management
Our risk management services help businesses identify potential exposures and implement mitigation strategies. We conduct risk assessments, recommend safety protocols, and provide access to loss control resources. By combining insurance coverage with proactive risk reduction measures, we help clients minimize financial losses and improve workplace safety across various industries.
Umbrella Policies
Umbrella insurance policies provide additional liability protection beyond standard auto, home, or commercial policies. We offer coverage with higher limits to protect personal and business assets from catastrophic claims. Our agents help clients evaluate their liability exposure and determine appropriate umbrella policy limits to safeguard their financial security.
People
Jeff Althoff
President
With over 20 years in insurance leadership, Jeff Althoff directs Lowcountry Insurance' strategic vision. He emphasizes personalized service and maintains industry certifications to ensure expert guidance. Jeff advocates for clients by curating tailored insurance programs through our 200+ carrier partnerships.
Jane Greene
Finance & Agency Operations
Jane Greene manages financial operations with 15+ years of insurance accounting expertise. She ensures accurate policy administration and maintains compliance with state regulations. Her financial oversight supports the agency's commitment to transparent billing and efficient service delivery.
Rhonda Conner
Commercial Account Manager
Rhonda Conner specializes in commercial insurance with Certified Insurance Counselor credentials. She develops business coverage solutions for complex risks, focusing on property, liability, and workers' compensation. Her industry knowledge helps clients navigate South Carolina's commercial insurance requirements effectively.
Kathy Smith
Sr. Personal Account Manager
Kathy Smith provides expert personal insurance services with Certified Insurance Service Representative credentials. She assists clients with home, auto, and life insurance needs, emphasizing comprehensive protection. Her client-focused approach ensures policyholders understand their coverage options and exclusions.
Rich Chiaviello
Account Executive
Rich Chiaviello serves as a licensed insurance advisor with Commercial Insurance Certification. He helps clients compare coverage options across multiple carriers. His expertise in policy analysis supports informed decision-making for both personal and business insurance needs.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, flood), commercial insurance (property, liability, workers' comp), and life insurance policies tailored to South Carolina residents and businesses.
Are you a local agency?
Yes, we're based in Beaufort, SC, and have served the Lowcountry community since 1977 with personalized insurance solutions.
How do I file an insurance claim?
Contact us directly at 800-883-7209 or use our online contact form to initiate the claims process with our dedicated support team.
Do you offer 24/7 emergency support?
Yes, we provide 24/7 emergency assistance for urgent insurance needs while maintaining regular business hours for standard inquiries.
Can I get insurance quotes online?
Request free quotes through our website or call 800-883-7209 for personalized comparisons across 200+ insurance carriers.
What areas do you serve?
We primarily serve coastal South Carolina, including Beaufort, Port Royal, and surrounding Lowcountry communities.
