Austin mortgage lender Joel Richardson will provide you with the best mortgage solution for your home loan needs. As a one of Austin's chief mortgage lenders, Joel Richardson can deliver low rates and a dedicated staff to meet your home mortgage needs.
With over 20 years of financial experience, he is a top Austin mortgage lender for renovation and custom construction projects, as well as purchases and refinances of residential and investment properties.Joel has proven results that will guarantee you personalized service.
With over 20 years of financial experience, he is a top Austin mortgage lender for renovation and custom construction projects, as well as purchases and refinances of residential and investment properties.Joel has proven results that will guarantee you personalized service.
Services
About Us
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Extensive knowledge about Mortgage Programs for Custom Construction, Jumbo, Conventional Purchase & Refinance Loans, VA Loans, Investment Property Loans, and Home Renovation Loans. Proven results and great reviews as a PrimeLending Power Producer, 5 Star Mortgage Professional (2015, 2017, 2018, 2019) and a 2016 - 2019 Top 1% Mortgage Originators in America.
Austin Home Loans
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Buying a home in Austin is a great way to invest and keep expenses down, since the cost of renting is rising quickly here, putting an increasing burden upon a tenant. Unless you can afford to pay for a home in cash, a home loan is a necessity to owning real estate. A mortgage lender can tailor options for repayment to meet a borrower's needs and goals.
Cash-Out Refinancing
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A cash-out refinance lets you tap into your home's equity for cash you can use for any purpose you choose. Unlike a home equity loan or line of credit, which results in a second mortgage on your home, the cash-out refinance replaces your current first mortgage. The new loan amount equals the balance of the original loan plus the additional amount you draw against your equity.
Condo Loans
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Many people mistakenly believe that getting a loan for a condo can be a difficult task. In reality, in recent years, more lenders have been offering these loans, so more borrowers are eligible to receive condo loans. The standards are still stringent; however, getting a condominium loan can be done if you work with knowledgeable Austin lender, Joel Richardson.
Construction Loans
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Austin Mortgage Loan Officer and Branch Manager Joel Richardson offers the following free construction mortgage FAQ to help you with your construction financing plans. Please feel free to use this resource as you begin to research your customer construction mortgage needs. If you've owned the lot for more than one year, we can use the equity that you have earned.
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