If you're looking to buy an investment property or secondary residence in 2021, there have been some recent changes in mortgage underwriting that could possibly impact your ability to buy. Michael explains these changes and what we should keep an eye on as the year continues. Call (864) 606-3222 - OR - BOOK HERE!
Leave a comment below! If you have questions or want to Schedule a Consultation, Call (864) 606-3222 - OR - book here! Which is better: to pay more up front and avoid the cost of private mortgage insurance or to go with a smaller down payment? In this week's video, Michael helps caluculate what you can gain or pay for with either option and how to choose what is best for you!
Leave a comment below! If you have questions or want to Schedule a Consultation, Call (864) 606-3222 - OR - book here! Which is better: to pay more up front and avoid the cost of private mortgage insurance or to go with a smaller down payment? In this week's video, Michael helps caluculate what you can gain or pay for with either option and how to choose what is best for you!
Services
The Buying Process
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If you're thinking about buying a house, especially if this is your first time, you're probably wondering where to start. It's no secret that sometimes the home-buying process can be incredibly complex and stressful. There are a lot of moving pieces, and a lot of pitfalls that you want to make sure to avoid.
How Credit Scores Work
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Did you know there are some simple things you can do to dramatically improve your credit score, and potentially save thousands of dollars? In the video below we pull back the curtain and break down how credit scores are calculated. In this video, we discuss "payment history" which accounts for 35% of the potential points in your credit score.
The Selling Process
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Whether you're upsizing, downsizing, or relocating - the thought of putting your home on the market may seem overwhelming. From market research and pricing, to navigating showings, offers, and repair requests, there's a long list of things that need to happen and plenty of opportunities for things to go wrong.
Rental Requirements
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Bluefield Realty Group strives to provide quality housing to great residents. We are committed to equal housing and we fully comply with the Federal Fair Housing Act, and with all state and local fair housing laws. We do not discriminate against anyone because of race, color, religion, sex, handicap, familial status, or national origin.
Real Estate Investing
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Unlike make other investment vehicles, rental property can provide a consistent source of income. Owning rental real estate offers various tax benefits, such as the ability to write off depreciation, which is a "non-cash expense." Even if the property never increases in value, your equity position will increase over time as the mortgage balance is paid down.
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