Holten Financial & Insurance Agency

Medicare Supplement insurance, often called "Medigap, " helps pay some of the outofpocket costs not paid by Original Medicare (Parts A and B). There are ten plans standardized by the federal government. Each Medicare Supplement plan offers the same basic benefits no matter which insurance company sells it.

If you have a special election period or it is open enrollment you can get quotes and apply directly with BCBSIL. If you are needing short term coverage to bridge the gap between plans or do not qualify for a special election period. Dental insurance can be an affordable solution for those looking for regular and preventative coverage.

Term Insurance most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during that term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.