Discover simple, secure banking solutions and access your money on the go with OneAZ checking. Your credit score is a representation of your behavior with borrowing money and is used by potential lenders to determine your level of risk before they lend you money. Try these fun tips to help your little ones learn the importance of budgeting, saving and spending wisely.
Mike Spangenberg is a born-and-raised Arizonan. Growing up, he watched friends come and go, bringing loyalty to other states, sports teams and communities with them. By cutting extraneous expenses, building a budget and working side jobs, Chris "Peach" Petrie & his wife Andrea paid off $52,000 in just seven months.
Mike Spangenberg is a born-and-raised Arizonan. Growing up, he watched friends come and go, bringing loyalty to other states, sports teams and communities with them. By cutting extraneous expenses, building a budget and working side jobs, Chris "Peach" Petrie & his wife Andrea paid off $52,000 in just seven months.
Services
Overview
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We exist to improve the lives of our members, our associates and the communities we serve. As a Credit Union, we are owned by our members, and our earnings are returned to our members in the form of better interest rates and lower fees for services. Learn what's happening at your Credit Union by viewing our latest press releases, Annual Reports and newsletters.
About Us
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As a Credit Union, we are owned by our members, and our earnings are returned to our members in the form of better interest rates and lower fees for services. We know big banks are everywhere, but at OneAZ Credit Union we think your best choice is to put your trust in an organization that offers personalized service, competitive rates and a community focus.
Membership Eligibility
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To become a member of OneAZ Credit Union, all you need is $5 to open your Share Savings account. This represents your ownership in the Credit Union. If you live in Arizona, are related to an existing member, or work for a qualified employer, you are eligible for membership. Persons under contract to purchase real property in counties served and will reside in the home at least part time.
Rates
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1Mortgage points, also known as discount points, are a form of prepaid interest. One point equals one percent of the loan amount. Increased points typically lower the interest rate; however, this cost also effectively increases the yield on the loan above the amount of the stated interest rate.
Borrowers can offer to pay additional points to reduce the interest rate on the loan, thus obtaining a lower monthly payment in exchange for this up-front payment.Conversely, borrowers can also request to pay reduced points which will result in an increase in both the stated interest rate and the monthly payment.
Borrowers can offer to pay additional points to reduce the interest rate on the loan, thus obtaining a lower monthly payment in exchange for this up-front payment.Conversely, borrowers can also request to pay reduced points which will result in an increase in both the stated interest rate and the monthly payment.
Checking
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Consider this Premium Checking account if you want to earn competitive rates on balances of $1,000 or more. Many transactions can be done on the myOneAZcu mobile banking app, including mobile check deposit. Visit one of our 20 branches across Arizona to open a new account, apply for a loan or credit card, and more.
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