Business Details
33 Years
experience
Your Trusted Insurance Partner in Delmar, NY
Founded in 1993, MAGCAR Insurance Agency has built a legacy of trusted insurance solutions in Delmar, NY. Our team brings over 82 years of combined experience in personal and commercial insurance, prioritizing personalized service and community connections. We specialize in tailoring coverage to meet individual and business needs, with bilingual support for Chinese-speaking clients. Celebrating 25 years of service, we remain committed to transparency, reliability, and client satisfaction. Our family-oriented team treats every client relationship with care, ensuring comprehensive protection for what matters most. From auto and home policies to commercial risk management, we guide clients through complex insurance decisions with expertise.As a locally rooted agency, we understand regional needs and offer flexible appointment options beyond standard office hours. Our dedication to excellence has made us a preferred choice for insurance in the Capital District. By combining industry knowledge with personalized attention, we aim to simplify insurance for our clients. Whether you're a homeowner, business owner, or seeking specialty coverage, our team is here to provide informed guidance and dependable support.
Services
Auto Insurance
Home Insurance
Business Insurance
Commercial Umbrella
Personal Umbrella
Workers Compensation
Business Auto
Recreational Vehicles
Landlord Properties
Liquor Bonds
Details
- Year established: 1993
Highlights and features
- Over 82 years of combined insurance experience
- Chinese translation services available
- Family-oriented, client-focused approach
- Specialized commercial and personal insurance expertise
- Flexible appointment options beyond standard hours
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for businesses in Delmar, NY. Our offerings include property protection, liability coverage, and specialized policies for retail stores, restaurants, contractors, and more. With experienced agents, we help businesses manage risks and ensure compliance with industry-specific requirements.
Personal Insurance
Our personal insurance services protect individuals and families through auto, home, and umbrella policies. We offer tailored solutions for motorcycle owners, recreational vehicle enthusiasts, and watercraft owners. Our team ensures competitive rates while maintaining personalized service for every client.
Business Auto
We specialize in business auto insurance covering company vehicles and commercial fleets. Our policies protect against liability, collision, and comprehensive risks while meeting state-mandated requirements. We serve diverse industries including delivery services, transportation companies, and tradespeople.
Workers Compensation
Our workers' compensation insurance helps businesses comply with New York State requirements while protecting employees. We offer coverage for medical expenses and lost wages due to work-related injuries. Our agents assist with policy customization to match specific industry risks.
Landlord Properties
We provide specialized insurance for rental property owners in the Capital District. Our policies cover property damage, liability protection, and loss of income from rental units. We help landlords protect their investments while addressing unique risks associated with tenant-occupied properties.
People
Peter Callesano
CEO
With 44 years of insurance experience, Peter Callesano leads MAGCAR's commercial lines division. A Utica First Agents Council member, he specializes in business insurance solutions while maintaining a passion for pet care with his two Shih Tzus.
Debra A. Gingeresky
President
Debra Gingeresky brings 24 years of personal lines expertise to MAGCAR. As a founding team member, she combines deep industry knowledge with community focus, balancing her insurance career with a love for cinematic entertainment.
Shao F. Ma
Executive Vice President
Shao F. Ma offers 12 years of bilingual insurance services to MAGCAR's clients. Actively engaged in the Chinese community, they provide cultural insights while maintaining a passion for global travel experiences.
Maggie Callesano
Account Executive
Maggie Callesano combines two years of personal lines experience with marketing expertise. As a competitive swimmer and family-oriented professional, she delivers client-focused insurance solutions while managing the agency's visual communications.
Questions
What types of insurance does MAGCAR offer?
We provide personal insurance (auto, home, motorcycles) and commercial insurance (business property, liability, workers' compensation) for clients in Delmar and surrounding areas.
Do you serve businesses outside Delmar?
While based in Delmar, NY, we serve clients throughout the Capital District and surrounding New York areas with both personal and commercial insurance solutions.
Are there bilingual services available?
Yes, we offer Chinese translation services through our multilingual team members to better serve diverse client needs.
What are your office hours?
Our standard office hours are Monday-Friday 9AM-5PM, with appointments available outside these times upon request.
