Business Details
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Your Trusted Mortgage Partner in Wake Forest, NC
At Amy Bonis Mortgage Team, we specialize in providing tailored mortgage solutions to help clients achieve their homeownership goals. Our team of experienced professionals, led by Amy Bonis, combines industry expertise with personalized service to guide clients through every step of the mortgage process. We offer a comprehensive range of loan programs, including FHA, VA, USDA, and conventional loans, as well as specialized options like rehab loans and down payment assistance programs. Our commitment to education empowers borrowers with the knowledge needed to make informed financial decisions.With a focus on transparency, efficiency, and client satisfaction, we have built a reputation for delivering seamless transactions and exceptional customer service. Our 24/7 availability ensures clients receive timely support whenever needed. Recognized as a trusted partner in the industry, we continue to expand our services across 35 states while maintaining the personalized touch that sets us apart.
Services
FHA Home Loans
VA Home Loans
USDA House Loans
Conventional Home Loans
Rehab Loans
Down Payment Assistance
Private Mortgage Insurance
Fixed-Rate Mortgages
Highlights and features
- We offer personalized mortgage coaching programs for first-time homebuyers.
- Our team provides 24/7 availability for urgent client needs.
- We specialize in down payment assistance programs from state and federal governments.
- Our loan experts have decades of combined experience in mortgage financing.
- We maintain transparent communication throughout the entire mortgage process.
Associations and certifications
- NMLS ID #69551
What people say
Stellar customer service
Knowledgeable, efficient, helpful
Seamless experience
Outstanding professionals
Top-notch communication
Services
FHA Home Loans
FHA home loans provide accessible financing options for first-time buyers with lower credit scores or limited down payments. Our team guides clients through FHA's flexible requirements while ensuring compliance with federal regulations. This program helps borrowers achieve homeownership with as little as 3.5% down payment.
Down Payment Assistance
We connect clients with state and federal down payment assistance programs that offer grants or low-interest loans. Our specialists help qualify buyers who lack sufficient savings while maintaining financial sustainability. These programs make homeownership achievable without compromising long-term stability.
Rehab Loans
Rehab loans combine purchase or refinance funds with renovation costs in one mortgage. Ideal for fixer-uppers, this option allows borrowers to finance property improvements alongside acquisition. Our experts handle complex underwriting requirements to simplify the process for clients.
VA Home Loans
VA loans offer exclusive benefits for eligible military members and veterans, including zero down payment requirements and competitive interest rates. Our certified specialists streamline the VA loan process while maximizing benefits for service members and their families.
Mortgage Coaching
Our personalized coaching program educates first-time buyers on mortgage readiness and financial preparation. Through one-on-one consultations, we address credit improvement, budgeting, and loan program selection to ensure clients make informed decisions aligned with their long-term goals.
People
Amy Bonis
Mortgage Lender
Amy Bonis leads our mortgage team with over 15 years of industry experience. She specializes in creative financing solutions and has helped thousands of clients achieve homeownership through personalized guidance and expert loan program knowledge.
Questions
What types of mortgage loans do you offer?
We provide FHA, VA, USDA, conventional, rehab loans, and down payment assistance programs to meet diverse client needs.
Do you offer down payment assistance?
Yes, we connect clients with state and federal programs that provide grants or low-interest loans for down payments.
How does the mortgage process work?
Our process includes consultation, loan program selection, application, underwriting, and closing with continuous client support.
Are you available outside regular business hours?
Yes, our team offers 24/7 support to accommodate urgent client needs and questions.
Can I refinance my existing mortgage?
We provide refinance options to help clients lower payments, adjust loan terms, or access home equity.
Reviews (4)
Cielle Collins
Nov 21, 2021
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Amy and her team were wonderful. As first time home buyers she took a lot of time to explain things to us and worked with us to make sure we were understanding everything throughout the process. She was patient and listened to my questions, of which I had many as I was new to this process. When we finally found our dream house and put in an offer, she went above and beyond out of her way to help us by calling the sellers' agent and telling her that we would be wonderful to work with through closing and that we would be good buyers to choose. This was incredibly helpful as there were many other
Brittany Cohens
Sep 28, 2021
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As a first time homebuyer who had a lot of anxiety around the financial logistics of home buying, I can not say enough positive things about my experience with Amy Bonis & her team! From our first call to closing, Amy and her team were responsive, clear, professional, honest and reliable. Amy went above and beyond & put in extra time and energy to make sure I was getting a loan that was best for me.
She was fully forthcoming about options and worked WITH me to make sure I understood and was confident in my decisions. She was patient and attentive when I had concerns and kept in consistent contact
She was fully forthcoming about options and worked WITH me to make sure I understood and was confident in my decisions. She was patient and attentive when I had concerns and kept in consistent contact
Anthony Colavito
Sep 27, 2021
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Exceptional responsiveness, customer care, and communication throughout the process. Amy and team were competitive in negotiating our mortgage rate and terms. Chris patiently educated us about the process up front.
Chrishinda Horton
Sep 13, 2021
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It has been a pleasure working with Amy Bonis and her team. They are a group of professionals that are dedicated, honest and strive for excellence with each closing transaction. Their customer service is exceptional! I am thrilled that they are apart of my team.
