Amy Bonis Mortgage Team
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Amy Bonis Mortgage Team
When you are ready to take the next step of refinancing or buying a home, you can trust Amy's team to lead you to the loan program that will help fit your needs and long term goals. Amy is available for personal consultations, and will carefully explore the costs of different financing options with you.

Her strategic and researched approach will help insure your transaction is smooth as silk. Amy's expert knowledge of the mortgage industry is revered by borrowers and business partners alike, setting her apart as a true leader in her class. Amy and Team helped us finance our new home with a first and second mortgage.
Services
Seminars
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Click the name of which seminar you would like to attend to register. Amy is available to speak at your corporation, church or organization at no charge (see lunch and learns here). Seminars are taught by The Amy Bonis Team in collaboration with Fannie Mae. Registration will begin 15 minutes before each seminar!
About Amy Bonis
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Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990's and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
What our customers say
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Your accommodation and flexibility during the planning of the event was more than helpful. I know you do not typically give housing/mortgage presentations to those who are new to the market, but you did so with great enthusiasm, personality and brought along a wealth of information. The collateral that you handed out made for great take home material, which I found extremely helpful, as I am sure the rest of the participants did as well.
Down Payment Assistance
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There are many different down payment assistance programs for buyers right now. Some of them are suited towards first time buyers and some you can own other properties (so you do not have to be a first time buyer). If you are a first time buyer you may qualify and get up to $30,000 towards your down payment, closing costs and prepaid items.
First Time Home Buyers
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If you are buying your first home, a Mortgage Credit Certificate (MCC) from the North Carolina Housing Finance Agency can put more money in your pocket and make your mortgage payment more affordable. This program has been around for 40 years and is an outstanding program. It almost got cut in the recent tax reform bill.
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