We will provide you with a checklist of items that you will need to gather in order to file your case. We are with you step by step the entire process. Mortensen Law Offices have been at the forefront of consumer bankruptcy in Arizona for over 16 years. Our offices have interviewed, advised, and served tens of thousands of Arizona individuals, families, and small businesses relative to insolvency, debt relief, and bankruptcy matters.
Mortensen Law Offices, PLLC is a federally designated debt relief agency pursuant to Title 11 of the United States Code. We provide legal assistance and help people file for bankruptcy relief under the Bankruptcy Code. We commit to provide you with accurate and timely information concerning bankruptcy.
Mortensen Law Offices, PLLC is a federally designated debt relief agency pursuant to Title 11 of the United States Code. We provide legal assistance and help people file for bankruptcy relief under the Bankruptcy Code. We commit to provide you with accurate and timely information concerning bankruptcy.
Services
Chapter 7 Bankruptcy
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Chapter 7 bankruptcy is a federal court proceeding where honest debtors are forgiven many of their outstanding obligations. It is called a liquidation proceeding because a trustee is appointed to ascertain which of the debtors assets are not protected and are subject to being sold by the Trustee's Office for the repayment of creditors.
Chapter 7 Liquidation
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Chapter 7 bankruptcy, also referred to as liquidation bankruptcy, is a powerful legal tool that allows people to wipe out many forms of debt. The most common type of bankruptcy, Chapter 7 can clear most unsecured debts which refer to debts without collateral. Though this can provide significant debt relief, it also has long-lasting effects on credit scores.
Property Protected in Bankruptcy
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If a creditor obtains a judgement against you, or if you file for bankruptcy, certain assets that you own cannot be taken from you to pay your debts. These assets are called "exempt assets" or merely "exemptions". Simply stated, exemptions are the assets that you get to keep from your creditors unless you specifically pledged the asset as collateral on a loan.
Debts not discharged in Bankruptcy
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To discharge a debt means that a federal court declares that a debt is no longer enforceable. It cannot be legally collected by demand once it is deemed discharged by the court. Bankruptcy laws are written to allow honest debtors to get a fresh start. However, there are some limitations to this policy.
Save $200
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Discounted Bankruptcy Fee | This savings is based on you completing the form (packet) and gathering all required documents prior to our first meeting. Thank you for trusting me with your situation. I have helped thousands of people become debt free and I can help you. As you fill out our packet and gather the required documents you can have confidence that you are in good hands.
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