Whether you're buying a home or refinancing, we have the right tools and information to help you make a decision. Success is driven by the loyalty of our clients. We are committed to delivering the highest level of customer service and satisfaction to our clients through quality, competency, loyalty and trust.
We operate as a cohesive unit - a Team. Our successes and failures are shared collectively, through recognition and accountability. We possess a desire and hunger to succeed. We take pride in what we do and celebrate our accomplishments together. We cannot succeed on our own. We encourage and support a proper balance through family, friendships, health and personal enrichment.
We operate as a cohesive unit - a Team. Our successes and failures are shared collectively, through recognition and accountability. We possess a desire and hunger to succeed. We take pride in what we do and celebrate our accomplishments together. We cannot succeed on our own. We encourage and support a proper balance through family, friendships, health and personal enrichment.
Services
About Us
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In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, Chief Executive Officer, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option to meet your needs.
Purchase
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Whether you are a first-time homebuyer or an experience homeowner, Saxton Mortgage can help guide you through the process. The U.S. Department of Veteran Affairs helps Veteran, service members and eligible surviving spouses to become homeowners. To be eligible, you must have satisfactory credit, sufficient income to meet the expected obligations, and a valid Certificate of Eligibility.
Refinance
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You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.
Reverse Mortgage
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A Home Equity Conversion Mortgage (HECM) is the FHA insured loan that many commonly refer to as a 'reverse mortgage' loan. The Home Equity Conversion Mortgage is regulated by HUD (The Department of Housing & Urban Development). A reverse mortgage allows you to draw on the equity in your home without having to sell it.
Loan Options
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There are several benefits to a conventional loan. Conventional loans offers some of the lowest down payments available, letting you get into a home with as little as 3% equity paid upfront. An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing.
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