Business Details
11 Years
experience
Your Trusted Mortgage Broker in Los Angeles
We are a full-service mortgage lending company dedicated to providing innovative home financing solutions. Since 2015, our team of experienced professionals has specialized in agency, jumbo, and portfolio loan programs designed to meet diverse borrower needs. With a commitment to technology-driven efficiency, we've developed a user-friendly online portal that streamlines loan processing and enables same-day approval decisions for qualified applicants. Our product offerings include conventional conforming loans, FHA programs, Jumbo Prime options, HELOC solutions, and Non-QM loans with competitive pricing.Through strategic partnerships with major credit reporting agencies and a focus on fast turn times - often delivering underwriting decisions within 24 hours - we've built a reputation for reliability and exceptional service. Our experienced account executives provide personalized support throughout the lending process, from initial application to final funding. With offices in Los Angeles and Brea, California, we serve clients across multiple states through our comprehensive digital infrastructure.
Services
Mortgage Loans
Refinance Programs
Jumbo Mortgages
HELOC Solutions
Non-QM Loans
Portfolio Programs
FHA Loans
Conforming Loans
KVOE Programs
Buydown Options
Details
- Year established: 2015
Highlights and features
- We deliver 24-hour underwriting decisions for qualified applicants
- Our user-friendly portal streamlines loan processing with digital tools
- We offer competitive pricing across diverse loan programs
- Our experienced account executives provide personalized support
- We maintain partnerships with multiple credit reporting agencies
What people say
24-hour approval
Easy portal
Competitive rates
Personalized service
Smooth process
Services
Mortgage Loans
We provide comprehensive mortgage financing solutions for purchase and refinance transactions. Our offerings include conventional conforming loans, FHA programs, and specialized Jumbo mortgage options designed to meet diverse borrower needs. With a streamlined digital process and experienced underwriters, we deliver fast approval decisions while maintaining strict compliance with industry regulations. Our competitive rate structure and personalized support make us a preferred choice for mortgage professionals.
Non-QM Loans
Our Non-QM loan programs cater to borrowers who don't meet traditional qualifying criteria. These specialized mortgage solutions offer flexible documentation requirements and unique underwriting guidelines while maintaining responsible lending standards. We provide competitive pricing and fast turn times for these non-traditional mortgage products through our established underwriting framework and experienced risk assessment team.
HELOC Solutions
We offer Home Equity Line of Credit (HELOC) products with competitive terms and flexible access to home equity funds. Our HELOC programs integrate with primary mortgage financing and provide homeowners with convenient access to revolving credit secured by their property. Backed by experienced servicing teams and clear documentation requirements, our HELOC solutions feature streamlined approval processes for qualified applicants.
Refinance Programs
Our refinance programs help homeowners optimize their mortgage terms through rate-and-term adjustments and cash-out options. We specialize in fast processing with same-day submission reviews and 24-hour underwriting decisions. Our refinancing solutions include conventional, FHA, and jumbo loan options with competitive pricing supported by our digital infrastructure and experienced processing teams.
Portfolio Programs
Our portfolio loan programs provide tailored financing solutions for unique borrower situations that don't fit standard agency guidelines. These in-house mortgage products offer flexible terms and specialized underwriting while maintaining responsible lending practices. Our dedicated portfolio team works closely with brokers to structure customized mortgage solutions that meet specific borrower needs through a transparent approval process.
Questions
What mortgage loan programs do you offer?
We offer conventional conforming loans, FHA programs, jumbo mortgages, HELOC solutions, Non-QM loans, portfolio programs, and specialized refinancing options.
How quickly do you process mortgage applications?
Most applications receive underwriting decisions within 24 hours of submission through our streamlined digital processing system.
Do you provide services for mortgage brokers?
Yes, we offer comprehensive broker support including portal access, competitive pricing, and dedicated account executive assistance for loan origination.
Can I access your services remotely?
Our online portal provides secure 24/7 access to loan processing tools, electronic disclosures, and real-time application status updates.
Are your mortgage rates competitive?
Yes, our pricing engine continuously optimizes rates across all loan programs to ensure market competitiveness while maintaining quality standards.
Reviews (4)
Jan Ki
Nov 15, 2021
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Avoid if you can. No customer service
no follow up. No professionalism. Dealt with many mortgage companies in the past and this was the bottom of the league. It wasnt my choice that my loan was sold to them but I cant get hold of proper person nor proper service done. Held on to my funds over a year and did not release the funds nor generate proper stmt to notify the customer. My money was in their account but they didnt let anyone know or someone auditing. It is very unprofessional. No I would not do business with them nor recommend
no follow up. No professionalism. Dealt with many mortgage companies in the past and this was the bottom of the league. It wasnt my choice that my loan was sold to them but I cant get hold of proper person nor proper service done. Held on to my funds over a year and did not release the funds nor generate proper stmt to notify the customer. My money was in their account but they didnt let anyone know or someone auditing. It is very unprofessional. No I would not do business with them nor recommend
Josh Liu
Aug 23, 2021
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Great service, awesome rate! My mortgage broker guided me to use their program, so happy to buy my first house!
Hugo Puertas
Aug 16, 2021
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Horrible communication with NMSI, I called numerous times to update the Fire Insurance, got transferred, and then the line simply disconnected. Called back multiple times over the next couple hours and no answer.
Jeff Wood
Jun 08, 2021
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Their underwriters will delay your loan due to their own incompetence and then they'll expect you to pay to extend your rate lock to cover their delay. I'd strongly advise not to work with this lender, terrible customer service and incompetent underwriters.
