I put Customers first in everything I do because I owe my customers everything - indeed without them, I am nothing. Please browse through my site to learn more about me and the company that stands behind you in your pursuit to purchase or refinance your home. Since 2003, I started working mortgage industry.
I had over 10 years experience in residential lending. I'm well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan: Conventional Loan, Refin Plus, Harp Program for house under the water or doesn't have 80% loan to value.
I had over 10 years experience in residential lending. I'm well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan: Conventional Loan, Refin Plus, Harp Program for house under the water or doesn't have 80% loan to value.
Services
Services
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The following is a partial list of programs offered by Stephen Wong at Byone Reic with a brief description of the key elements of each. Conventional Loan - Traditional loan programs that usually require 20% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
Loan Process
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Pre-Approval starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
Testimonials
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So I'm the brother of the reviewer Joy below she referenced as being a referral. It's amazing to have heard the stories she would share about refinancing. Over and over again, as the rates dropped she would refi. Though I had refied with someone else before, I liked how everything was handled with detail according to my sister.
Escrow Info
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People buying and selling real estate often open an escrow for their protection and convenience. The buyer can instruct the escrow holder to disburse the purchase price only upon the satisfaction of certain prerequisites and conditions. The seller can instruct the escrow holder to retain possession of the deed to the buyer until the seller's requirements, including receipt of the purchase price, are met.
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