Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in South Plainfield, NJ
Kape Insurance has been serving individuals and businesses in New Jersey and the Tri-State Area for over 60 years. Founded in 1961 by Bernard Kape, our agency combines decades of experience with a commitment to personalized service, offering tailored insurance solutions for both personal and commercial needs. Our team of licensed professionals, including Alan Kape, Judy Kape, and specialists in personal and commercial lines, works closely with clients to identify coverage that aligns with their unique requirements. As independent agents, we provide access to multiple insurance carriers, ensuring competitive pricing and comprehensive protection.Our dedication to ethical practices, ongoing education, and prompt customer support has earned us a reputation as trusted advisors in the insurance industry. We prioritize transparency, client education, and advocacy, whether assisting with policy selection, claims resolution, or risk management strategies. With a focus on long-term relationships, we aim to be your lifelong partner in safeguarding assets and mitigating risks.
Services
Business Insurance
Personal Auto Insurance
Homeowners Insurance
Workers Compensation
Commercial General Liability
Flood Insurance
Umbrella Liability
Boat Insurance
Renter's Insurance
Valuable Items Coverage
Details
- Year established: 1961
Highlights and features
- We have over 60 years of experience serving New Jersey and the Tri-State Area.
- Our team provides personalized insurance solutions tailored to your specific needs.
- We offer 24/7 services for urgent customer requirements.
- We partner with multiple insurance carriers to ensure competitive pricing.
- Our staff maintains ongoing education to stay current with industry developments.
What people say
Personalized service
Knowledgeable staff
Prompt claims assistance
Long-term reliability
Competitive rates
Services
Business Insurance
We provide customized business insurance policies tailored to specific industries, including property, liability, and workers' compensation coverage. Our solutions protect against financial losses from accidents, lawsuits, and property damage. With access to multiple carriers, we help businesses find comprehensive protection at competitive rates.
Personal Auto Insurance
Our personal auto insurance offers flexible options for cars, motorcycles, and specialty vehicles, including liability, collision, and comprehensive coverage. We help clients compare quotes from top carriers to find affordable policies that meet their driving habits, vehicle type, and budget requirements.
Homeowners Insurance
We offer HO3 and HO5 policies covering damage from fire, theft, and natural disasters, with optional flood and earthquake endorsements. Our agents explain policy details and exclusions, ensuring homeowners understand their coverage limits and available supplemental protections for their primary residence.
Workers Compensation
Our workers' compensation policies protect businesses from financial liability for workplace injuries or illnesses. We provide coverage for medical expenses, lost wages, and legal costs, ensuring compliance with state regulations while safeguarding business assets through competitive carrier options.
Commercial General Liability
This coverage protects businesses from claims of bodily injury, property damage, and advertising injuries. We offer policies that include premises liability, product liability, and completed operations coverage, with optional umbrella policies for additional protection against high-value lawsuits.
People
Alan Kape
President
Alan Kape, President of Kape Insurance, joined the agency in 1983 after earning a BA in Insurance from the University of Rhode Island. With decades of experience in commercial sales and insurance, he leads the agency's strategic direction and client service initiatives.
Judy Kape
Office Administrator
Judy Kape has managed office operations and personal lines department at Kape Insurance since 1992. She holds a BA from the University of Rhode Island and specializes in coordinating administrative functions and personal insurance policies for clients.
Rebecca Lanzano
Customer Service Agent
Rebecca Lanzano has served as a customer service agent at Kape Insurance since 1992. She assists clients with personal and business insurance needs, focusing on policy selection, claims support, and maintaining long-term client relationships.
Kim Albanese
Customer Service Agent
Kim Albanese, a licensed insurance professional since 1986, specializes in personal and commercial insurance. With 28 years of industry experience and a Certified Insurance Service Representative designation, she provides expert guidance on policy options and risk management.
Barbara Chin
Customer Service Agent
Barbara Chin focuses on personal insurance at Kape Insurance, serving clients since 1998. A Katharine Gibbs School graduate, she is bilingual in Cantonese Chinese and assists with policy selection, claims processing, and customer inquiries.
Questions
What types of business insurance do you offer?
We provide business auto, property, liability, workers' compensation, bonds, and cyber liability insurance, tailored to your industry's specific needs.
Do you offer 24/7 claims support?
Yes, we provide 24/7 emergency services including after-hours claims reporting via phone and online account access for urgent needs.
Can I get insurance for a classic car?
Yes, we offer specialized classic car insurance through American Collectors with coverage designed for collector vehicles and minimum premiums starting at $100.
What areas do you serve?
We serve all of New Jersey and the Tri-State Area, including commercial and personal clients in South Plainfield and surrounding communities.
How do I file a claim?
File claims online through our website, by phone at (908) 757-6666, or contact your agent directly for personalized assistance with the process.
Do you offer flood insurance?
Yes, we provide flood insurance through NFIP and private markets for homeowners, renters, and commercial properties with coverage for buildings and contents.
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