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Kristin Richmond At RMS & Associates NMLS#168397
Since 1996, TENS OF THOUSANDS of homeowners have turned to the Professionals at RMS to make the "last mile" of home ownership as simple and straightforward as possible. From helping prepare your initial paperwork through settlement on the home of your dreams, you can trust that RMS has you covered.

RMS is an independent, privately held mortgage bank and direct lender of residential mortgage products, and our loan specialists have direct access to a full spectrum of integrated loan processing, underwriting and direct lending services - all under one roof.
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About Us
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Celebrating twenty years as mortgage bankers, we're grateful for your partnership and proud to serve our community. Employing only the finest professionals and providing the lowest rates and fees remains the foundation of our company.

RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender.This site is directed at, and made available to, persons in the continental United States, Alaska and Hawaii only.
Loan Officers
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Yessenia Alfaro has been in mortgage lending since 2001, and her passion is in educating her clients on all their options concerning down payment assistance programs and loan programs. Yessenia finds helping her clients extremely rewarding as she guides them to realize their homeownership dreams. Yessenia walks through the home-buying process with every client, every step of the way.
Contact
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If you do not wish to be contacted, please let us know and you will be placed on our company's Do Not Call List and, if you request, our company's Do Not Email List. Send your request to customerservice@rmsfunding.com or contact us at 702.796.3453. For security purposes, please do not disclose any confidential or sensitive information in the fields below.
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