Business Details
Your Trusted Used Car Dealership in Spokane, WA
At Auto Credit Sales, we are committed to transforming the car-buying experience by prioritizing respect, transparency, and customer empowerment. Founded on the belief that everyone deserves a second chance, we specialize in helping individuals with bad credit or financial challenges secure reliable used vehicles through flexible financing solutions. Our proprietary Perfect Timing Car Buying Process ensures we source the most desirable cars at unbeatable prices, offering a unique blend of affordability and quality.With locations across Spokane and Northern Idaho, our team of Solution Specialists provides personalized support, from trade-in appraisals to low-down-payment loans, ensuring every customer finds a vehicle that fits their lifestyle and budget. Guided by core values of trustworthiness and persistence, we strive to build lifelong relationships with our clients, treating every interaction with integrity and passion.
Services
Used Cars for Sale
Bad Credit Auto Loans
Online Trade Appraisal
Car Concierge Service
Test Drive Scheduling
Highlights and features
- We offer bad credit auto loans with no bully buying tactics.
- Our proprietary timing process secures the most desirable cars at competitive prices.
- Transparent trade appraisals using real-time market data.
- Dedicated Solution Specialists for personalized financing support.
- Commitment to respect, trust, and customer-first values.
Services
Used Cars for Sale
Auto Credit Sales offers a diverse inventory of Nicer, Newer used cars sourced through our proprietary timing process. Our vehicles undergo rigorous quality checks to ensure reliability while providing budget-friendly options for customers seeking dependable transportation without compromising on value.
Bad Credit Auto Loans
We specialize in helping customers with bad credit or no credit history secure vehicle financing through our exclusive For The People Credit Approval Process. Our flexible loan terms and low-down-payment options make car ownership accessible while rebuilding financial trust.
Online Trade Appraisal
Our free online trade appraisal tool provides instant, accurate estimates based on real-time market data from auctions and local sales. Customers receive fair valuations for their cars, trucks, or SUVs to maximize trade-in value toward their next vehicle purchase.
Car Concierge Service
Our Car Concierge service locates specific vehicles nationwide using access to 12 million listings. Customers specify make, model, color, and features, and we deliver tailored options at competitive prices, streamlining the car-buying process with personalized expertise.
Test Drive Scheduling
Schedule in-person or virtual test drives to experience our inventory firsthand. Our team guides customers through vehicle features and performance while maintaining a pressure-free environment focused on finding the perfect match for their lifestyle and budget.
People
Neil Quaintance
Owner
Neil Quaintance is the founder of Auto Credit Sales, driven by a mission to make car ownership accessible for all. With decades of automotive industry experience, he champions fair financing practices and customer-first values, ensuring every client receives personalized support and transparent service.
Questions
Can I get approved for a car loan with bad credit?
Yes, we specialize in bad credit and second-chance financing with our exclusive credit approval process.
How does the online trade appraisal work?
Enter your vehicle details to receive an instant estimate based on real-time auction and local sales data.
What areas do you serve?
We serve Spokane Valley, North Spokane, Post Falls, and Hayden locations in Washington and Idaho.
Do you offer low-down-payment options?
Yes, we provide little to no money-down auto loans tailored to your financial situation.
How can I schedule a test drive?
Use our online scheduling tool or contact our dealership directly to arrange a personalized vehicle demonstration.
Reviews (7)
LaLaynya Stravens
Nov 25, 2021
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Wouldve gave them zero stars if that was an option the most absolutely dishonest lowlife car salesman Ive ever met in my entire life of almost 50 years on this planet sold me and my daughter a car that had been wrecked in the front end and when I brought it back to bring it to their attention want to act like it wasnt a big deal. Scammed or just boldface lied to this is the place to go and I wouldnt believe any of these other reviews were they give them five stars theyre all fake
Eljay Heckman
Nov 01, 2021
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I have had two experiences with this uhbusiness. The first time I went in (2-3 years ago)they pulled my credit (obviously) but not based off of any scoring system I am familiar with. The score they showed me was 180 points below what Transunion/Equifax/Experian said. Which resulted in them asking for an inordinate amount of money down. I opted not to buy. My second visit was just a year or so later, and it was actually more disrespectful and downright shady than the original interaction. The only reason I even went back was new building, and the guy from their original commercials was gone
Christina Brewer
Aug 20, 2021
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They tried to sell my sister a car for $9000 but is only worth around $6000. Then one of the guys had the audacity to tell her she needs to pay off her credit and start being an adult and take care of her responsibilities. Not professional at all.
Josh H.
May 03, 2021
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Absolute lemon sales is all this place is!! What joke of a "business" save yourself folks and DO NOT go here! Bought an absolute lemon worthless vehicle and have been fighting with them ever since!!!
Ezekiel P.
Jun 11, 2020
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I bought a car from the dealership in January And in just over 4 months I've had the radiator hose blow the valve cover gasket blow the tire fly off at 80 miles an hour the lugs brake a 2nd time and had the clutch go out I do not recommend buying anything from this dealership they lied about the damage on the vehicle when I purchased itall they have to say is it is my problem and left me at the point of having to talk to Attorney General's in multiple States call the federal trade commission and call Better Business Bureau along with having to retain an attorney to pursued with a lawsuit
K. O.
Mar 20, 2020
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Just plain scadlalous! They sell people lemons. I understand that when buying a used car that there may be some issues, but since day 1 my car has been a piece of junk!!! I've only had it about 4 months and I have been in there 15 times for several different issues with my car. I've tried multiple times to take my car in and they keep telling me lies for money. I dropped my car off on a Monday and the next Saturday my warranty ran up, they let my car sit there for 5 days to then proceed to tell me that they fixed nothing because my warranty was up! This place is nothing but an absolute
Randa M.
Mar 12, 2020
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I have purchased 3 cars from this place and the last 2 have been from Caleb. He has been fantastic, did not screw me around got me the best deals, I didn't get stuck there for hours. Everyone of my cars I have bought has been extremely reliable! I highly recommend if you are looking for a new car from an honest person go see Caleb!
