Meet New Frontier Insurance Agency
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Insurance can be confusing and intimidating, but our trained team has been in this industry for a long time and we're partnered with some of the best companies out there to provide the best insurance service possible. We are a unique agency because we have full-time crop insurance agents. As a producer, you'll have the advantage of working with a team of agents who are committed to year-round crop insurance service.

We're constantly researching the new products, quoting with them, and working with the insurance providers to make sure we're offering the best new products. We are an independent insurance agency- meaning we aren't captive to one insurance provider. We can write with a variety of insurance companies to find a policy that fits your coverage needs and your budget.
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Our Story
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From his first insurance business out of his home back in 1984 to the current office building located in downtown Osmond, Merlyn Kuhl and New Frontier Insurance Agency have come a long way. There have been a lot of changes- like son, Dennis Kuhl joining the agency in 2000 and grandson Garret Kuhl coming aboard in 2013.
Our Team
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I've been in the industry for 18 years now, being licensed in all lines of insurance. I started working at New Frontier with my father, Merlyn, in 2000 after spending close to 20 years in the agriculture and manufacturing industry with Lind-Gubbels Inc. in Osmond. I was born and raised in Osmond and after graduation attended Northeast Community College and the University of Nebraska-Lincoln.
Why New Frontier
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Even though we write all lines of insurance, we put a lot of focus on our crop insurance because of how critical it is here in rural Nebraska. We have full-time crop insurance agents that are working in the industry each day. We take a lot of pride in being a very dynamic agency- being up-to-date on the latest ag risk trends and newest products available for our producers.
Production Hail & Wind
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In Northeast Nebraska, many farmers take Production Hail insurance to supplement their MPCI coverage. Production Hail is an endorsement that is designed to to provide coverage for bushels above and beyond your MPCI policy. Production Hail allows farmers to affordably insure a lot of dollars per acre- up to 120% of their approved yield multiplied by the spring price.
Other Ag Risk Products
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We offer a wide variety of Crop Hail plans that can fit into any budget. These plans are very flexible, you can add these just to certain fields if you don't want to cover every acre, you can add coverage later in the season, and we can promise you same day coverage if you're worried about an approaching storm.
Reviews (4)
Chris Ruda
Chris Ruda
Jul 14, 2020
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Did not meet them for insurance purposes, went in to check out their firearm business in the back. Nice to visit with and decent prices.
Kimberly Krienert
Kimberly Krienert
Jul 13, 2018
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Dennis, Garret and Merlin are so great to work with!! The staff at New Frontier are so helpful and friendly as well. Love their work ethic!! They all provide such great customer service!!
Glen Emery
Glen Emery
Jun 04, 2018
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They are very responsive to my needs and are always very friendly. I know that I am a valued member of their insurance family!
Devin K.
Devin K.
Nov 18, 2017
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Great people to work with. We've done all of our crop insurance with them for years. Merlyn, Dennis, and Garret are very knowledgeable and guide you through making the best decisions for each crop year.