Celebrating over 14 years of excellence and based in the Salt Lake Valley, Fink and McGregor have served thousands of customers in the home buying/refinance process! We are happy to help you lower your monthly payment, consolidate your loans, help buy a home, refinance and so much more! At Fink & McGregor, we pride ourselves in making your loan process as quick, efficient and pleasant as a mortgage can be.
This process starts with a thorough application, which helps us to determine the best way to complete your loan process. We work in the background for you so that you can go about your business while we get your loan done. You have things to do. We've got this. We are not limited to one lender.
This process starts with a thorough application, which helps us to determine the best way to complete your loan process. We work in the background for you so that you can go about your business while we get your loan done. You have things to do. We've got this. We are not limited to one lender.
Services
About Us
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It is our aim to give you an experience that you feel good about, from the initial call to the last signature. We want you to have the best loan available and will work to find the best mortgage for you. Everyone has a different situation. Everyone doesn't need the same mortgage program! We work with you to tailor a mortgage program specifically designed to meet your needs.
Refinance
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Refinancing is the process of taking out a new loan to pay off one or more outstanding loans. Basically, it means you are starting the loan process all over again, but a home refinance can often result in huge savings or lower your monthly payments. Depending on a few things there may be less documentation required.
Lower Monthy Payment
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With mortgage rates at historic lows, now could be the time to evaluate your current loan to get a lower payment. A Fink & McGregor loan specialist can identify a Utah refinance program that will help you lower your monthly payment. Changing the term of your loan. If you are in a 15 year loan, a mortgage with a longer term such as 30 years, will reduce your monthly payment.
Debt Consolidation Loan
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Having equity in your home is a treasured gift that many today don't have due to the housing market. With home prices dropping, market value is down on homes all around the country, but in Utah homes are still doing well and are above the national average. This means that at this moment, there is no better time for Utah residents to use their home's equity to consolidate debt, especially when rates are still very low.
Refinance FAQ
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Refinancing is an option you may want to consider. It often lowers your current mortgage loan rate. It will also allow you to consider changing the length of your loan, lowering your monthly payment, getting extra cash for home improvements, and rolling high interest consumer debt into the loan. Each homeowner is unique and Fink & McGregor helps you decide if it's the right time for you to refinance.
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