Business Details
Emergency
services
Your Trusted Insurance Partner in Crystal Falls, MI
Lud Stoor Agency has been serving clients in the Upper Peninsula of Michigan for over 60 years as a family-owned and locally operated independent insurance agency. Our dedicated team specializes in providing comprehensive insurance solutions tailored to meet the unique needs of individuals and businesses. With access to a wide range of insurance carriers, we prioritize finding the best coverage options and competitive rates for our clients. Our agency holds the Total Quality Agency designation from the Michigan Association of Insurance Agents, and several of our professionals have earned Certified Insurance Counselor (CIC) credentials. We offer personalized service across personal and commercial insurance lines, including auto, home, life, disability, and umbrella policies.Our commitment to excellence extends to claims management, where we ensure prompt and efficient resolution of client needs. As a multi-policy provider, we also offer discounts for safe drivers, good students, and bundled services. Our team combines decades of local expertise with a client-centric approach to deliver reliable protection and peace of mind. We pride ourselves on building long-term relationships through transparency, professionalism, and a deep understanding of our community's insurance requirements. Contact us today to experience the difference of working with an agency that truly values your trust and satisfaction.
Services
Commercial Insurance
Life Insurance
Auto Insurance
Homeowners Insurance
Personal Umbrella Insurance
Highlights and features
- We offer 60+ years of local insurance expertise in the Upper Peninsula.
- Our independent agency status provides access to multiple top-rated carriers.
- We provide multi-policy discounts for bundled home, auto, and life insurance.
- Our team includes Certified Insurance Counselor (CIC) professionals.
- We offer 24/7 emergency claims service through owner Lee Siler.
Associations and certifications
- Michigan Association of Insurance Agents (Total Quality Agency)
- Certified Insurance Counselor (CIC)
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to protect businesses of all sizes. Our services include liability coverage, property protection, and risk management strategies. Our Certified Insurance Service Representative (CISR) staff ensures proper policy implementation and audit support for Michigan-based businesses.
Life Insurance
Our life insurance offerings include term and permanent policies designed to protect families and ensure financial stability. We offer customized solutions for income replacement, estate planning, and final expense coverage. Our agents hold life and health insurance licenses in Michigan and Wisconsin.
Auto Insurance
We provide auto insurance coverage for standard vehicles, sports cars, and recreational vehicles. Our policies include liability, collision, and comprehensive protection with available discounts for safe drivers and good students. Coverage is available across Michigan.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, liability claims, and additional living expenses. We offer customizable coverage options for primary residences and vacation properties in the Upper Peninsula. Emergency claim service is available after hours.
Personal Umbrella Insurance
We offer personal umbrella policies that provide additional liability protection beyond standard homeowners and auto insurance limits. These policies help protect assets from major claims or lawsuits. Coverage complements existing property and casualty policies.
People
Lee A. Siler
President
Owner and president with Certified Insurance Counselor (CIC) and Associate in Underwriting (AU) designations. Graduated from Central Michigan University in 1993 with a Business Administration degree. Joined agency in 2000 and purchased majority ownership in 2007.
Sharon M. Lato
Commercial Insurance Representative
Certified Insurance Service Representative (CISR) with commercial customer service and accounting responsibilities. Holds Michigan property and casualty license. Provides audit support and policy management for business clients since 1998.
Sandra J. McGregor
Claims Coordinator
Claims coordinator with over 30 years of agency experience. Certified Insurance Service Representative (CISR) managing claims processing and accounting operations. Holds Michigan property and casualty license and ensures efficient claim resolution.
Lauri M. Oberlin
Receptionist / Customer Service
Customer service representative greeting clients and handling policy changes and billing inquiries. Has served the agency since 1992, providing continuity in client interactions and administrative support.
Jennifer L. Williams
Personal Lines Agent
Certified Insurance Counselor (CIC) selling personal lines insurance since 2001. Graduated from Grand Valley State University with Business Administration and Finance degree. Licensed in Michigan for property/casualty and life/health insurance.
Questions
What types of insurance do you offer?
We offer commercial insurance, life insurance, auto insurance, homeowners insurance, and personal umbrella policies through top-rated carriers.
Do you provide coverage outside Michigan's Upper Peninsula?
While we primarily serve the Upper Peninsula, our owner holds licenses in Michigan and Wisconsin, allowing for select cross-state coverage options.
How can I file an insurance claim after hours?
Call our office during business hours at (906) 875-6626 or contact Lee Siler directly at (906) 367-0848 for after-hours emergencies.
Are there discounts available for multiple policies?
Yes, we offer multi-policy discounts when you bundle home, auto, and life insurance policies with our agency.
Do your agents have professional certifications?
Our team includes Certified Insurance Counselors (CIC) and Certified Insurance Service Representatives (CISR) with specialized industry expertise.
Can I manage policies online?
Many of our partner carriers offer online claims submission and bill payment options for policyholders.
Reviews (1)
Glenn Avena
Oct 27, 2020
Report
Positive:Professionalism,Quality,Responsiveness,Value
I highly recommend Lee and his team at Lud Stoor Agency. They are very knowledgeable, professional, and they work hard to find coverages that fit your needs with reasonable premiums. If you are looking for auto or home insurance, look no further!
I highly recommend Lee and his team at Lud Stoor Agency. They are very knowledgeable, professional, and they work hard to find coverages that fit your needs with reasonable premiums. If you are looking for auto or home insurance, look no further!
