Business Details
50+ Years
experience
Trusted Independent Insurance Solutions in North Carolina
Founded in 1925, Chalk & Gibbs Insurance has dedicated nearly a century to providing personalized insurance solutions rooted in integrity and community service. As an independent agency, we collaborate with multiple top-tier insurance carriers to offer tailored policies that align with our clients' unique needs. Our team prioritizes transparency and education, ensuring clients understand their coverage options for homes, vehicles, businesses, and health. We emphasize proactive risk management through resources like our interactive coverage graphics and specialized protections for high-value assets.While maintaining our family-owned heritage, we leverage modern tools to streamline policy management, claims processing, and customer communication. Our licensed advisors serve North Carolina residents with expertise in personal liability mitigation, flood insurance, and commercial property protection. By combining decades of experience with continuous adaptation to insurance industry advancements, we uphold our mission of helping clients safeguard their most valuable assets.
Services
Home Insurance
Auto Insurance
Business Insurance
Employee Benefits
Medicare Plans
Flood Coverage
Commercial Property Insurance
General Liability Insurance
Farm Insurance
Umbrella Policies
Details
- Year established: 1925
Highlights and features
- We've served North Carolina families and businesses since 1925.
- Our independent agency model offers coverage options from multiple carriers.
- We provide specialized insurance expertise for unique risks and valuable assets.
- Our team focuses on policyholder education and transparent communication.
- We maintain local market knowledge for North Carolina insurance requirements.
What people say
Exceptional customer service
Knowledgeable agents
Comprehensive coverage options
Services
Home Insurance
Protect your primary residence with comprehensive coverage for structural damage, personal property loss, and liability claims. Policies include replacement cost coverage, building code compliance, and optional flood insurance. Our specialists help customize policies for unique risks like trampoline liability and valuable collections. Available in standard and enhanced coverage tiers to meet diverse homeowner needs across North Carolina.
Business Insurance
Safeguard commercial operations with tailored policies covering property damage, liability claims, and business interruption. We offer specialized solutions for golf courses, farms, contractors, and other industry-specific risks. Packages include general liability, commercial auto, and umbrella policies with limits up to $1 million. Our advisors help North Carolina businesses meet regulatory requirements while protecting physical and financial assets.
Medicare Plans
Navigate Medicare options with expert guidance on Part D, Advantage Plans, and supplemental coverage. Our licensed agents compare plans from multiple providers to match individual healthcare needs and prescription requirements. We provide ongoing support for policyholders seeking dental, vision, and hearing benefits beyond standard Medicare coverage, ensuring comprehensive protection for North Carolina seniors.
Employee Benefits
Enhance business competitiveness with customizable group health, dental, and vision plans. We offer 401(k) retirement solutions and employee assistance programs tailored to small and mid-sized companies. Our brokers help North Carolina employers implement compliant benefit packages while managing costs through strategic carrier comparisons and policy optimization.
Umbrella Policies
Extend personal and business liability protection beyond standard policy limits. Our umbrella insurance provides up to $5 million in additional coverage for lawsuits and catastrophic claims. Ideal for homeowners with valuable assets and business owners facing high liability exposures. Policies integrate seamlessly with existing auto, home, and commercial insurance to create comprehensive risk management solutions.
Questions
What types of personal insurance do you offer?
We provide home, auto, umbrella, flood, and collector vehicle insurance with customizable coverage levels.
Can you help with Medicare Advantage Plans?
Yes, our specialists compare multiple carriers' Medicare Part D and Advantage Plans to find optimal coverage.
What commercial insurance solutions exist for golf courses?
We offer specialized policies covering course maintenance equipment, guest liability, and weather-related damages.
Do you offer business liability insurance?
Our general liability and commercial umbrella policies protect against third-party injury and property damage claims.
How do I file an insurance claim?
Contact us directly via phone or through our online service center to initiate the claims process.
Can I manage policies online?
Our policyholders access digital tools for payments, document requests, and policy modifications through our secure portal.
Reviews (4)
Melissa A.
Jan 04, 2022
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Positive:Professionalism
Rented from them before and would do again. Very helpful ladies who assisted me with my application, and never had any problems at all. Would highly recommend this company.
Rented from them before and would do again. Very helpful ladies who assisted me with my application, and never had any problems at all. Would highly recommend this company.
Kelly Moore
Dec 02, 2021
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Unprofessional bullies. They wrongfully terminate rental contracts and evict SINGLE MOTHERS during the holiday season! Her rent is paid faithfully every month. Will never recommend. I can expound further on this review if someone from this "family friendly" "company" would like me to give them a call. I seriously can't believe she has to find a place for herself and her sweet daughter during the holiday season in a time when rentals are very hard to come by. I will share this story with anyone thinking about renting from this company.
Sara Dill
Nov 25, 2021
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Critical:Professionalism
Extremely unprofessional and flat out rude. Would NEVER rent from this company.
Extremely unprofessional and flat out rude. Would NEVER rent from this company.
Stephen Salter
May 16, 2021
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Critical:Professionalism
Found them to be extremely unprofessional and not helpful in the least. Staff did not seem to be aware of rules or what each other was doing in regards to leasing. Our situation and information was discussed in the lobby! There seems to be tension between the workers there and it was not a pleasant experience.
Found them to be extremely unprofessional and not helpful in the least. Staff did not seem to be aware of rules or what each other was doing in regards to leasing. Our situation and information was discussed in the lobby! There seems to be tension between the workers there and it was not a pleasant experience.
