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Your Trusted Insurance Partner in Amherst, NH
For over 160 years, HPM Insurance has been a trusted partner for individuals and businesses seeking comprehensive insurance solutions. Our agency prioritizes personalized service, assigning experienced risk control specialists to each account to ensure tailored coverage that meets specific needs. Unlike national agencies or direct call-center models, we provide direct access to knowledgeable professionals who understand local market dynamics and regulatory environments. With offices across New Hampshire and expanded service capabilities in multiple states, we combine regional expertise with access to nationally recognized insurance carriers.Our team works diligently to identify risks and financial exposures, offering strategic guidance to protect assets through customized insurance solutions. Whether serving startups, established corporations, or individuals at various life stages, we emphasize transparency, client education, and long-term relationship building. Our commitment to personalized service extends through policy selection, claims management, and ongoing account support, ensuring clients receive both competitive pricing and comprehensive protection.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Health Insurance
Commercial Property Insurance
Workers Compensation
Umbrella Insurance
Rental Property Insurance
Cyber Liability Insurance
Highlights and features
- We offer 160+ years of combined insurance expertise with local market knowledge
- Our dedicated risk control specialists provide personalized policy management
- We represent 19+ top-rated insurance carriers for comprehensive options
- We maintain physical offices in 6 New Hampshire locations for local accessibility
- Our agents provide free policy reviews and claims assistance with no additional cost
Services
Auto Insurance
We provide comprehensive auto insurance solutions for standard vehicles, classic cars, and specialty vehicles like ATVs and snowmobiles. Our policies include liability protection, collision coverage, and optional enhancements like roadside assistance. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for both personal and commercial use vehicles.
Homeowners Insurance
Our homeowners insurance offers coverage for primary residences, high-value properties, and rental units. Policies protect against common perils like fire, theft, and weather damage while offering optional endorsements for flood, earthquake, and valuable items. We specialize in customized solutions for New Hampshire's unique property risks, including seasonal weather patterns and coastal exposures.
Business Insurance
We offer tailored business insurance packages including general liability, property protection, and cyber liability coverage. Our solutions address industry-specific needs for contractors, hospitality businesses, and professional services firms. With access to specialized carriers, we provide protection against business interruption, equipment breakdown, and employment practices liabilities while maintaining competitive pricing through multi-policy discounts.
Life Insurance
Our life insurance offerings include term and permanent policies designed to meet diverse financial planning needs. We help clients secure coverage for income replacement, mortgage protection, and estate planning purposes. With access to multiple carriers, we provide competitive rates for standard and preferred risk classifications while offering flexible payment options and policy riders.
Health Insurance
We provide individual and group health insurance solutions including major medical plans, dental coverage, and Medicare supplements. Our agents help clients navigate ACA-compliant options while offering supplemental policies for critical illness and accident protection. We maintain relationships with regional and national carriers to provide competitive pricing and network access for New Hampshire residents.
Questions
How do I get an insurance quote?
Complete our online form or contact us directly. Our agents will help you compare options from multiple carriers for personalized pricing.
What insurance types do you offer?
We provide auto, home, life, health, and business insurance including specialized coverage for commercial properties, cyber liability, and equipment protection.
Do you serve businesses outside New Hampshire?
Yes, we provide commercial insurance solutions across 16 states including Massachusetts, Maine, Vermont, and select western markets.
Can I modify my policy after purchase?
Yes, contact your assigned risk control specialist to adjust coverage limits, add endorsements, or update policy details at any time.
What happens during a claim?
Contact our office immediately. We'll connect you with our claims specialists who will guide you through documentation and resolution processes.
Do you offer policy discounts?
Yes, we provide multi-policy discounts, claims-free incentives, and safety-related reductions for both personal and commercial policies.
