Business Details
10 Years
experience
Commercial Insurance Solutions for Construction & Aviation
Jefferson Financial & Insurance Services was founded in 2016 as a father-and-son partnership, quickly establishing itself as a trusted name in commercial insurance. Our decade-long focus on the construction and aviation industries has allowed us to develop specialized expertise in strategic risk management. Our team is our greatest strength, combining military leadership, technical knowledge, and industry-specific experience to deliver tailored solutions.We prioritize client needs over carrier interests, offering independent audits, coverage analysis, and customized strategies to control premiums. With a nationwide reach and a commitment to innovation, we help businesses navigate complex insurance landscapes while maintaining personalized service. Our approach emphasizes transparency, proactive problem-solving, and long-term client relationships built on trust and accountability.
Services
General Liability
Workers Compensation
Commercial Auto
Umbrella/Excess Liability
Pollution & Environmental Liability
Inland Marine
Employment Practices Liability
Cyber Liability
Builders Risk
Errors & Omissions
Details
- Year established: 2016
Highlights and features
- We work for you, not the insurance carrier.
- We provide free due diligence reviews of premiums and coverage.
- Our team has over a decade of experience in strategic risk management.
- We offer tailored insurance strategies focused on construction and aviation industries.
- We ensure peace of mind with comprehensive coverage analysis.
Services
General Liability
Protects construction companies against third-party claims for bodily injury, property damage, and advertising injuries. This essential coverage safeguards financial assets during operations. Our experts tailor policies to meet specific project requirements while ensuring compliance with industry standards.
Workers Compensation
Provides medical benefits and wage replacement for employees injured on the job. This mandatory coverage protects both workers and employers from financial losses due to work-related incidents. We help businesses navigate regulatory requirements and implement safety protocols to reduce claims.
Commercial Auto
Covers business vehicles against accidents, property damage, and liability claims. Our policies protect company-owned or operated vehicles used in construction and transportation. We offer flexible solutions for mixed-use and specialized equipment fleets in the aviation and construction sectors.
Umbrella/Excess Liability
Provides secondary protection for high-dollar claims exceeding primary policy limits. This coverage fills gaps in liability protection across multiple policies. We recommend it for projects requiring higher limits or businesses facing elevated risk exposure in complex operations.
Inland Marine
Covers movable tools, machinery, and electronic equipment during transit or on job sites. Essential for construction firms managing portable assets, our policies protect against theft, damage, and loss. We offer customizable coverage for both low-value tools and high-cost machinery used in aviation and construction projects.
People
Jonathan Hage
President
Military veteran leading Jefferson's strategic growth nationwide. Implemented systems for nationwide client service, expanding partnerships and operational efficiency while maintaining personalized insurance solutions for construction and aviation industries.
Jeff Hage
Vice President
Multifaceted leader managing accounts, production, and administration. Brings extensive risk management expertise to client relationships, focusing on strategic marketing solutions and operational excellence across Jefferson's expanding service portfolio.
Sam Louwrens
Lead Construction Broker
Specializes in construction risk management strategies, serving general contractors and artisans. Combines market navigation expertise with hands-on industry knowledge to develop cost-effective insurance solutions tailored to construction project requirements.
Erik Everson
Lead Aviation Broker
Aviation industry veteran with mechanical and insurance expertise. Focuses on specialized aviation insurance programs, leveraging technical knowledge and industry connections to create comprehensive coverage solutions for aircraft owners and operators.
Questions
What industries do you specialize in?
We focus exclusively on construction and aviation industries, providing tailored insurance solutions for their unique risk management needs.
How do you differ from other insurance providers?
We prioritize client needs over carrier interests, offering strategic risk management, independent audits, and transparent pricing without hidden fees.
Do you offer coverage analysis services?
Yes, we provide free due diligence reviews of premiums, coverage, and market positioning to help businesses optimize their insurance programs.
Are your services available nationwide?
Yes, our California-based team serves construction and aviation clients across the United States through our strategic partnerships.
What risk management resources do you provide?
We offer free training on premium management strategies and market navigation techniques to help businesses maintain control of their insurance programs.
