Business Details
22 Years
experience
Your Trusted Insurance Partner in Sayville, NY
Marian Farese Insurance Agency is a family-owned business with over 20 years of experience serving clients across New York, New Jersey, Pennsylvania, and Florida. Founded by Marian Farese, a certified industry professional with CPCU and ARM designations, we combine decades of expertise from both company and agency perspectives to deliver personalized insurance solutions. Our team prioritizes education, community involvement, and ethical service, ensuring clients receive tailored policies for auto, home, flood, life, and commercial needs. With affiliations like the Suffolk County Women's Business Enterprise Coalition and recognition from local institutions, we remain committed to excellence and client satisfaction. 
Services
Auto Insurance
Home Insurance
Flood Insurance
Commercial Liability
Life Insurance
Details
- Year established: 2004
Highlights and features
- Over 30 years of combined industry experience from company and agency perspectives
- Certified professionals with CPCU and ARM designations
- Personalized insurance solutions for individuals and businesses
- Active involvement in local community initiatives and education advocacy
- Ethical practices prioritizing client education and transparent communication
Associations and certifications
- CPCU (Chartered Property Casualty Underwriter)
- ARM (Associate in Risk Management)
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for vehicles and drivers, covering collision damage, bodily injury, property damage, and uninsured motorists. Customizable options like rental reimbursement and roadside assistance ensure coverage fits your lifestyle. We help clients maximize discounts for multiple vehicles, safe driving records, and military service while maintaining competitive pricing.
Home Insurance
Tailored homeowners insurance policies protect your residence and possessions against fire, theft, and natural disasters. Coverage includes structural damage replacement, personal property protection, and liability for accidents on your premises. Our agents design policies to match individual needs, ensuring adequate protection for your primary residence or investment properties in high-risk areas.
Flood Insurance
Specialized flood insurance covers losses from storm surges, heavy rainfall, and drainage issues not included in standard homeowners policies. We offer both NFIP-compliant standard policies for high-risk zones and preferred risk options for moderate-risk areas. Coverage includes building structure and contents protection to safeguard against catastrophic water damage and recovery costs.
Commercial Liability
General liability insurance protects businesses from third-party claims involving property damage, bodily injury, and advertising injuries. Policies cover legal defense costs, settlement payments, and damage to your business property. Customizable endorsements ensure coverage adapts to specific operational risks, including inventory protection and outdoor signage damage.
Life Insurance
We offer term and whole life insurance policies to secure your family's financial future. Term policies provide affordable coverage for specific periods, while whole life guarantees lifelong protection with cash value accumulation. Our agents help clients evaluate needs for funeral expenses, income replacement, and educational funding to determine optimal policy structures.
People
Marian Farese
Owner
Certified insurance professional with CPCU and ARM designations, 30+ years in the industry. Founded agency after decade-long career at major carriers. Active community volunteer serving on local education and youth sports boards.
Questions
What types of insurance do you offer?
We provide auto, home, flood, life, commercial liability, and business property insurance policies for personal and corporate clients in four states.
Can I get discounts on car insurance?
Yes! Multi-vehicle, homeowners, safe driver, and military discounts are available to eligible clients seeking affordable coverage.
Is flood insurance necessary in New York?
Standard homeowners policies exclude flood damage. We recommend flood insurance for properties in both high-risk and moderate-risk zones.
What commercial insurance do businesses need?
Most businesses require liability coverage for property damage and bodily injuries, plus property insurance protecting buildings, inventory, and business assets.
What's the difference between term and whole life insurance?
Term policies cover specific periods at lower costs, while whole life provides lifelong coverage with cash value accumulation features.
Reviews (5)
Matt Gerard
Feb 18, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
You can't Find a better agency around! My agent Tim Mcgrath handles everything on time and in the most professional manner. I wouldn't want anyone else to handle my insurance besides Tim.
You can't Find a better agency around! My agent Tim Mcgrath handles everything on time and in the most professional manner. I wouldn't want anyone else to handle my insurance besides Tim.
Nick Lentini
Dec 10, 2019
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I was recommended Marian Farese insurance services through a friend and was not disappointed! I was consulted by one of their reps, Tim McGrath, on renters insurance who made the process as painless as possible. Furthermore, he laid out all of my options and answered any questions that I asked. When I hadn't completed the tasks on my end to complete the process, Tim dutifully followed up and reached out to see if I had any questions or concerns. Would certainly recommend their services to everyone as the customer service I experienced was unmatched.
Anthony Milazzo
Oct 19, 2019
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Tim McGrath got me a better deal on my policy than I could've asked for! I will him them for everything going forward.
Matt White
May 19, 2018
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Tim McGrath was very helpful. I came to him with questions and he was professional and informative. Highly recommend Mr. McGrath if you need help like I did.
Dean DeCarlo
Dec 09, 2017
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On short notice I contacted Marian Farese Insurance to handle a new policy for my business. They paid close attention to our business needs and found a plan that best suited our growing company (all within a week notices). Not only did Tim, our insurance rep, sit down to explain our options, he also brought in Marian (the president) to assure us of the policy we invested in. If your looking for a company that treats you like a high profile client no matter the size, then this is the agency for you.
