Business Details
50+ Years
experience
Your Trusted Insurance Partner in Halifax, VA
G W Rice Insurance has been providing quality insurance products and services for over 45 years. Founded in 1973 by Garland W. Rice, our agency has prioritized personalized customer care and comprehensive coverage since day one. We specialize in Medicare Supplements, Medicare Advantage Plans, Part D Drug Plans, life insurance, and major medical coverage, representing over 20 reputable insurance companies. Our commitment to 'Service After the Sale' ensures clients receive ongoing support and tailored solutions. Dennis Rice, who assumed leadership in 2007, continues this tradition by leveraging decades of expertise to help clients navigate insurance complexities.Located in Halifax, Virginia, we serve local communities with integrity and a deep understanding of their needs. Our team works diligently to secure competitive pricing while maintaining transparent communication and ethical standards. With many clients maintaining relationships exceeding 30 years, we pride ourselves on building trust through consistent availability and problem-solving. By combining industry knowledge with a family-centric approach, we aim to deliver peace of mind through reliable coverage. Our office hours and flexible appointment scheduling reflect our dedication to accessibility and client convenience.
Services
Medicare Supplements
Medicare Advantage
Medicare Part D
Life Insurance
Major Medical
Dental Plans
Details
- Year established: 1973
Highlights and features
- We offer over 45 years of combined insurance experience
- Our team represents 20+ reputable insurance companies
- Specialized expertise in Medicare coverage options
- Family-owned business with personal client relationships
- Ongoing support beyond initial policy purchases
What people say
Always kind and polite
Extremely knowledgeable
Best recommendations based on needs
Service never stops at the sale
Top notch commitment
Services
Medicare Supplements
Medicare Supplement plans cover out-of-pocket costs not covered by Original Medicare. These plans help reduce expenses for hospital stays, doctor visits, and medical services. Our experts work with top insurers like Anthem and Aetna to find optimal coverage for individual needs.
Medicare Advantage
Private insurer Medicare Advantage plans combine Part A, B, and D coverage (excluding hospice). We offer plans from UnitedHealthcare and Humana that include extra benefits like vision and dental. Our specialists simplify comparing plan networks and prescription formularies.
Life Insurance
We provide term and permanent life insurance solutions from providers like Mutual of Omaha and Foresters Financial. Our policies offer income replacement, debt protection, and estate planning benefits. Clients receive personalized guidance to match coverage amounts with financial obligations.
Major Medical
Comprehensive major medical plans cover preventive care, emergencies, and hospitalization. We represent insurers like Piedmont Community Healthcare and Anthem to offer ACA-compliant options. Our team explains deductible structures and out-of-pocket maximums for informed decision-making.
Dental Plans
Dental insurance plans help members save on routine exams, cleanings, and major procedures. We offer plans through Ameritas and United Commercial Travelers with various coverage tiers. Our advisors compare premiums, co-pays, and annual maximums to match clients' oral health needs.
People
Garland W. Rice
Founder
Founder of G W Rice Insurance in 1973, Garland established the 'Service After the Sale' ethos. He represented three insurers while establishing community trust. His legacy continues through family stewardship and client-centered values.
Dennis Rice
Owner/Agent
Dennis Rice has led the agency since 2007, expanding services to 20+ insurers. He specializes in Medicare solutions while maintaining personal client relationships. His 25+ years of experience ensure expert guidance through complex insurance decisions.
Questions
How can I get a free insurance quote?
Call our office at (434) 476-1842 or use our website contact form to schedule a free consultation. We'll review your needs and provide personalized quotes from multiple insurers.
What types of insurance do you offer?
We specialize in Medicare Supplements, Advantage Plans, Part D Drug Coverage, Life Insurance, Major Medical, and Dental Plans from over 20 reputable insurers.
Do you serve areas outside Halifax County?
While based in Halifax, VA, we assist clients throughout Southside Virginia and parts of North Carolina. Contact us to discuss your specific location and coverage needs.
How do you help with Medicare decisions?
Dennis Rice provides personalized Medicare guidance, comparing plan options, prescription coverage, and costs. We explain enrollment periods and coordinate with healthcare providers.
What happens after I purchase a policy?
Our 'Service After the Sale' promise means ongoing support. We assist with claims processing, policy reviews during open enrollment, and coverage adjustments as life circumstances change.
