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Business Details
50+ Years
experience
Comprehensive Insurance Solutions Since 1945
Since 1945, Nulty Insurance has been dedicated to providing personalized insurance solutions to individuals, families, and businesses across West Michigan. As an independent agency, we prioritize understanding our clients' unique needs to deliver tailored coverage options from top-rated national and regional carriers. Our commitment to excellence is reflected in our long-standing partnerships, including Keystone Insurers Group and UBA, which enhance our ability to offer competitive products and innovative risk management tools.

With four offices strategically located throughout Michigan, we combine local expertise with the resources of a larger network to ensure our clients receive both personalized service and comprehensive protection. Our team of experienced professionals works tirelessly to build lasting relationships, emphasizing transparency, responsiveness, and a deep understanding of the evolving insurance landscape.
Services
Auto Insurance Home Insurance Workers Compensation Health Insurance Commercial Property Cyber Liability Life Insurance Medicare Insurance Umbrella Coverage Flood Insurance
Details
  • Year established: 1945
Highlights and features
  • We offer 80+ years of combined experience in Michigan insurance markets
  • Our team provides personalized solutions tailored to individual client needs
  • We partner with top-rated national and regional insurance carriers
  • Our local expertise combines with access to advanced risk management tools
  • We maintain active community involvement and client-focused service culture
What people say
Incredible service Prompt quote Premium unbeatable Excellent customer service High-quality product offerings
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting personal and business vehicles against collision, liability, and uninsured motorist risks. Our policies include customizable coverage options for classic cars, commercial fleets, and specialty vehicles while offering competitive rates and dedicated claims support.
Home Insurance
Our homeowners insurance covers structural damage, personal property loss, and liability protection with optional endorsements for flood, umbrella coverage, and valuable possessions. We ensure replacement cost coverage without caps and compliance with evolving building codes for complete peace of mind.
Workers Compensation
We offer mandatory workers' compensation insurance meeting state requirements while providing additional risk management resources. Our solutions include claims management support, safety program development, and compliance assistance to protect both employees and business owners from workplace injury liabilities.
Health Insurance
We provide individual and group health insurance plans with options for dental, vision, and disability coverage. Our brokers help clients navigate Medicare supplements, HMO/PPO networks, and affordable care solutions while ensuring compliance with current healthcare regulations.
Cyber Liability
Our cyber liability insurance protects businesses against data breaches, ransomware attacks, and network security failures. Coverage includes legal defense costs, notification expenses, and business interruption compensation while offering risk assessment tools to prevent potential cyber threats.
Questions
What types of insurance does Nulty Insurance offer?
We provide personal insurance (auto, home, life), business insurance (workers' compensation, cyber liability), and employee benefits (health, dental) with specialized coverage options for unique needs.
How can I get a personalized insurance quote?
Contact our Kalamazoo office at (269) 372-9200 or use our online Get A Quote form to connect with an agent who will assess your specific requirements and provide tailored recommendations.
Do you offer insurance for classic cars?
Yes, we provide specialized collector car insurance through niche carriers that understand the unique value and documentation requirements for classic and vintage vehicles.
Are your insurance rates competitive?
As an independent agency, we access multiple carriers to find market-competitive rates while maintaining high coverage standards and personalized service for all clients.
How do I file an insurance claim?
Report claims through our Client Center portal or contact your local office directly. Our team provides step-by-step guidance and dedicated support throughout the entire claims process.
What areas do you serve?
We primarily serve West Michigan with offices in Kalamazoo, Otsego, St. Joseph, and Iron Mountain, offering coverage solutions to clients across the entire state.
Reviews (7)
Dennis Newman
Sep 17, 2021 Report
I called because I wanted to switch insurance companies and figured I would call Nulty first then find a few others to call and compare. I stopped calling after I made the call to Nulty!!! I am really big on professionalism and customer service (quick and caring response every time I called). Thank you for accomplishing both!
Jennifer Gatz
Jun 30, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
We are so impressed with the attentive customer service at Nulty. Bruce has been friendly and helpful. We're especially pleased with the quote for our home and auto insurance.
Donette Bammann
May 27, 2021 Report
My new insurance agent Bruce at Nulty is an amazing, professional and responsive person. He was able to get me the vehicle insurance I needed within about 2 hours....even though he had business that had taken him out of the office that day. This has been the fastest most efficient policy I have ever completed. Looking forward to doing business with you in the future.
Sincerely,
Donette Bammann
Meagan Lubbers
Mar 28, 2021 Report
We have been using Nulty for 4 years now and have always been satisfied! Melissa has been my go to person for all insurance related things and has assisted us in the home buying process twice, as well as many auto insurance quotes.
Dan Rinze
Mar 25, 2021 Report
Positive:Professionalism,Responsiveness
Bruce at Nulty insurance made the whole process easy from start to finish with great customer service along the way. Would highly recommend Nulty for comprehensive insurance needs (home, auto, life, etc.).
Sydney Austin
Jan 26, 2021 Report
Bruce was absolutely WONDERFUL and so helpful in every way possible. My fianc and I are first time home buyers and he made the process of helping us find the best insurance for our home, so smooth. Any questions we had, he went above and beyond to answer and help us understand. He has been an absolute pleasure to work with and we will be recommending him and Nulty insurance to anyone in need of great and honest service! Thank you again for all of your help, Bruce!! We cant thank you enough!
Sandra Dyl
Dec 17, 2020 Report
Our former insurance agent we had been with for years retired, and we were looking both for a new agent and different options for home and auto insurance. We had our quotes for both types of insurance within a day, all of our questions were answered, and we signed the insurance appications for both home and auto within 2 days. Everything was handled quickly, professionally, and as easily as possible - including making the payment. We couldn't be happier with the service and the products we were offered.